Finty

Compare term deposits

Choose your amount and term to see the interest 470 term deposits would pay you, so you can lock in a better return before you commit.

Term deposits from Australian banks and credit unions, with how often each one pays interest.

What could you earn?

Enter how much you want to deposit and for how long, and we'll show the rate every deposit below pays on that amount and term, and the interest you'd earn.

157 term deposits

Showing 20 of 157

Interest earned is an estimate before tax, at the rate shown, for the whole term, as simple interest. Rates are fixed for the term and can change for new deposits at any time.

Term deposits at a glance

Worked out from the 470 deposits from 78 banks we compare on this page.

Typical 1-year rate

5.25%

Across the 171 deposits with this term. Half pay between 4.90% and 5.35%.

Typical 6-month rate

5.10%

Across 156 deposits with a 6-month term.

Typical minimum deposit

$2,000

212 of 450 start at $1,000 or less.

Interest paid monthly

130 of 470

deposits can pay interest each month.

How 1-year rates are spreadNumber of deposits in each band. The most common is 5–5.5%.
Term deposit statistics