Compare term deposits
Choose your amount and term to see the interest 470 term deposits would pay you, so you can lock in a better return before you commit.
Term deposits from Australian banks and credit unions, with how often each one pays interest.
157 term deposits

Bank Australia Term Deposit 12 months
Interest paid yearlyLow minimum
- Rate a year
- 5.60%
- Term
- 1 year
- Interest paid
- Yearly
- Minimum deposit
- $500
- Maximum deposit
- No limit
Your interest
$10,560 at the end

Community First Credit Union 12 Month Term Deposit Special
Interest paid at maturity
- Rate a year
- 5.60%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $10,000
- Maximum deposit
- No limit
Your interest
$10,560 at the end

Qudos Bank Term Deposits
Interest paid at maturity
- Rate a year
- 5.60%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $2,000
- Maximum deposit
- No limit
Your interest
$10,560 at the end

Alex.Bank Term Deposit - Intermediary
Interest paid at maturity
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $10,000
- Maximum deposit
- No limit
Your interest
$10,555 at the end

AMP Bank GO 12 Month Term Deposit
Interest paid at maturity
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $5,000
- Maximum deposit
- $10,000,000
Your interest
$10,555 at the end

Dnister Bank Term Deposit - 12 Months
Interest paid at maturityLow minimum
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $1,000
- Maximum deposit
- No limit
Your interest
$10,555 at the end

Heartland Bank Broker Term Deposit
Interest paid at maturity
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $5,000
- Maximum deposit
- No limit
Your interest
$10,555 at the end

Heartland Bank Term Deposit
Interest paid at maturity
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $5,000
- Maximum deposit
- No limit
Your interest
$10,555 at the end

Judo Bank Personal Term Deposits
Interest paid at maturityLow minimum
- Rate a year
- 5.55%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
Your interest
$10,555 at the end

Bank Australia Monthly Term Deposit 12 months
Interest paid monthlyLow minimum
- Rate a year
- 5.50%
- Term
- 1 year
- Interest paid
- Monthly
- Minimum deposit
- $500
- Maximum deposit
- No limit
Your interest
$10,550 at the end

Bank First 1 Year Term Deposit
Interest paid at maturityLow minimum
- Rate a year
- 5.50%
- Term
- 365 days
- Interest paid
- At maturity
- Minimum deposit
- $500
- Maximum deposit
- No limit
Your interest
$10,550 at the end

Bank First Preschool Long Service Leave 1 Year Term Deposit
Interest paid at maturity
- Rate a year
- 5.50%
- Term
- 365 days
- Interest paid
- At maturity
- Minimum deposit
- None
- Maximum deposit
- No limit
Your interest
$10,550 at the end
First Option Bank 12 Month Fixed Term
Interest paid at maturityLow minimum
- Rate a year
- 5.50%
- Term
- 12–13 months
- Interest paid
- At maturity
- Minimum deposit
- $1,000
- Maximum deposit
- $2,000,000
Your interest
$10,550 at the end

Unity Bank Term Deposit
Interest paid monthlyLow minimum
- Rate a year
- 5.50%
- Term
- 1 year
- Interest paid
- Monthly
- Minimum deposit
- $1,000
- Maximum deposit
- No limit
Your interest
$10,550 at the end
Great Southern Bank Platinum Plus Term Deposit 12 months
Interest paid at maturity
- Rate a year
- 5.45%
- Term
- 11–12 months
- Interest paid
- At maturity
- Minimum deposit
- $5,000
- Maximum deposit
- No limit
Your interest
$10,545 at the end

Alex.Bank Term Deposit - Direct
Interest paid at maturity
- Rate a year
- 5.40%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $5,000
- Maximum deposit
- $250,000
Your interest
$10,540 at the end

Alex.Bank Term Deposit - Partners
Interest paid at maturity
- Rate a year
- 5.40%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $10,000
- Maximum deposit
- No limit
Your interest
$10,540 at the end
AMB Bank Investment Plus
Interest paid at maturityLow minimum
- Rate a year
- 5.40%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $1,000
- Maximum deposit
- No limit
Your interest
$10,540 at the end
AMB Bank Teen Plus
Interest paid at maturityLow minimum
- Rate a year
- 5.40%
- Term
- 1 year
- Interest paid
- At maturity
- Minimum deposit
- $500
- Maximum deposit
- No limit
Your interest
$10,540 at the end

Australian Mutual Bank Term Deposit for Edvest Members
Interest paid at maturityLow minimum
- Rate a year
- 5.40%
- Term
- 365–394 days
- Interest paid
- At maturity
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Your interest
$10,540 at the end
Showing 20 of 157
Interest earned is an estimate before tax, at the rate shown, for the whole term, as simple interest. Rates are fixed for the term and can change for new deposits at any time.
Term deposits at a glance
Worked out from the 470 deposits from 78 banks we compare on this page.
Typical 1-year rate
5.25%
Across the 171 deposits with this term. Half pay between 4.90% and 5.35%.
Typical 6-month rate
5.10%
Across 156 deposits with a 6-month term.
Typical minimum deposit
$2,000
212 of 450 start at $1,000 or less.
Interest paid monthly
130 of 470
deposits can pay interest each month.