Finty
Judo Bank

Judo Bank Personal Term Deposits

16 termsFixed rate

Earn a competitive, fixed interest rate on your deposit with Judo Bank.

Written byDavid Boyd

5.60%

a year, up to, for 4 years

Minimum deposit
$1,000
Maximum deposit
$2,000,000
Terms offered
16

Rates by term

TermInterest paidRate a year
1 monthAt maturity2.10%
1 monthMonthly2.10%
2 monthsAt maturity2.30%
2 monthsMonthly2.20%
3 monthsAt maturity4.90%
3 monthsMonthly4.80%
4 monthsAt maturity4.90%
4 monthsMonthly4.80%
5 monthsAt maturity4.90%
5 monthsMonthly4.80%
6 monthsAt maturity4.95%
6 monthsMonthly4.85%
7 monthsAt maturity4.95%
7 monthsMonthly4.85%
8 monthsAt maturity4.95%
8 monthsMonthly4.85%
9 monthsAt maturity5.05%
9 monthsMonthly4.95%
10 monthsAt maturity5.05%
10 monthsMonthly4.95%
11 monthsAt maturity5.25%
11 monthsMonthly5.15%
1 yearAt maturity5.55%
1 yearMonthly5.45%
2 yearsYearly5.55%
2 yearsMonthly5.45%
3 yearsYearly5.55%
3 yearsMonthly5.45%
4 yearsYearly5.60%
4 yearsMonthly5.50%
5 yearsYearly5.60%
5 yearsMonthly5.50%

Deposit amount on every term: $1,000 to $2,000,000.

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.55%

A typical 1 year rate is 5.25%.

Minimum deposit

$1,000

A typical minimum is $2,000.

Pros and cons

Pros

  • A higher rate. 5.55% for 1 year, above the typical 5.25%, so your money earns more over the term.
  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 16 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.