Finty

Compare savings accounts

Enter your balance to see the interest 356 savings accounts would pay you, and what each asks of you to earn its bonus, so your savings earn more.

Savings accounts from Australian banks and credit unions, with base and bonus rates side by side.

Plan your savings

Tell us what you have now, what you can add each month and for how long, and we'll show where each account below would take you, at today's rates.

312 accounts

  • RACQ Bank

    RACQ Bank Bonus Saver Account

    Bonus rateEligibility limits

    Rate a year, with bonus
    6.01%
    Base rate
    0.01%
    Bonus rate
    6.00%
    Interest a month, at first
    $50
    Balance limit
    None

    Your balance in 1 year

    $685 interest

  • Defence Bank

    Defence Bank ISaver

    Bonus rateEligibility limits

    Rate a year, with bonus
    5.75%
    Base rate
    0.50%
    Bonus rate
    5.25%
    Interest a month, at first
    $48
    Balance limit
    $250,000

    Your balance in 1 year

    $655 interest

  • Defence Bank

    Defence Bank Salute Account

    Bonus rateEligibility limits

    Rate a year, with bonus
    5.75%
    Base rate
    4.00%
    Bonus rate
    1.75%
    Interest a month, at first
    $48
    Balance limit
    None

    Your balance in 1 year

    $655 interest

  • ING

    ING Savings Maximiser

    Bonus rateEligibility limits

    Rate a year, with bonus
    5.75%
    Base rate
    0.01%
    Bonus rate
    5.74%
    Interest a month, at first
    $48
    Balance limit
    $5,000,000

    Your balance in 1 year

    $655 interest

  • Bank First

    Bank First Strong Start Saver

    No conditionsEligibility limits

    Rate a year, with bonus
    5.65%
    Base rate
    5.65%
    Bonus rate
    None
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $643 interest

  • ING

    ING Savings Booster

    Bonus rateIntro rateEligibility limits

    Rate a year, with bonus
    5.65%
    Base rate
    2.50%
    Bonus rate
    3.15%
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $643 interest

  • Rate a year, with bonus
    5.65%
    Base rate
    0.10%
    Bonus rate
    5.55%
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $643 interest

  • Rate a year, with bonus
    5.65%
    Base rate
    0.80%
    Bonus rate
    4.85%
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $643 interest

  • Rate a year, with bonus
    5.60%
    Base rate
    0.50%
    Bonus rate
    5.10%
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $637 interest

  • Judo Bank

    Judo Bank Personal Savings Account

    Bonus rateEligibility limits

    Rate a year, with bonus
    5.60%
    Base rate
    0.05%
    Bonus rate
    5.55%
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $637 interest

  • QBANK

    QBANK Intro Saver

    No conditionsEligibility limits

    Rate a year, with bonus
    5.60%
    Base rate
    5.60%
    Bonus rate
    None
    Interest a month, at first
    $47
    Balance limit
    None

    Your balance in 1 year

    $637 interest

  • Bank of Queensland

    Bank of Queensland Simple Saver Account

    Bonus rateEligibility limits

    Rate a year, with bonus
    5.55%
    Base rate
    5.00%
    Bonus rate
    0.55%
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $631 interest

  • Rate a year, with bonus
    5.55%
    Base rate
    0.01%
    Bonus rate
    5.54%
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $631 interest

  • AMP Bank GO

    AMP Bank GO Save

    No conditionsEligibility limits

    Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

  • Australian Mutual Bank

    Australian Mutual Bank Starter Saver account

    No conditionsEligibility limits

    Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

  • Border Bank

    Border Bank U30 SUPER CHARGE Account

    No conditionsEligibility limits

    Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $46 interest

  • Firefighters Mutual Bank

    Firefighters Mutual Bank Starter Saver account

    No conditionsEligibility limits

    Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

  • Rate a year, with bonus
    5.50%
    Base rate
    0.50%
    Bonus rate
    5.00%
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

  • Greater Bank Life Saver

    No conditionsEligibility limits

    Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

  • Rate a year, with bonus
    5.50%
    Base rate
    5.50%
    Bonus rate
    None
    Interest a month, at first
    $46
    Balance limit
    None

    Your balance in 1 year

    $626 interest

Showing 20 of 312

Rates are variable and can change at any time. Balances are estimates before tax, at today's rates, with interest added monthly at the rate for the balance at the time. Some banks pay a balance band's rate only on the part of the balance inside it, and an introductory rate ends after its set time.

Savings accounts at a glance

Worked out from the 356 accounts from 88 banks we compare on this page.

Typical top rate

3.65%

Half the accounts pay between 2.55% and 5.00% at their best.

Typical base rate

2.40%

What you earn without meeting any bonus conditions.

With an intro rate

22 of 356

accounts pay a higher rate for the first few months only.

Bonus conditions

48 with conditions308 without
How top rates are spreadNumber of accounts in each band. The most common is 5–6%.
Savings account statistics