Finty

Compare personal loans

Set your amount and term to see the repayment and total cost of 469 personal loans side by side, so you know what you'd pay before you apply.

Rates, comparison rates and fees from Australian banks, credit unions and online lenders.

Written byYvonne TaylorReviewed byDavid Boyd

What will it cost you?

Enter how much you want to borrow and for how long, and we'll show your monthly repayment and total cost on every loan below, at each one's lowest published rate.

71 loans

Showing 20 of 71

Repayments use each loan's lowest published rate and include any monthly fee. The total adds the establishment fee. The rate you are offered depends on your circumstances. Comparison rates are for the lender's own example loan, usually $30,000 over 5 years.

WARNING: A comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Unsecured personal loans at a glance

Worked out from the 76 loans from 50 lenders we compare on this page.

Typical comparison rate

10.56%

Half the loans start between 8.41% and 12.59%.

Typical setup fee

$200

11 of 68 loans charge no setup fee.

No monthly fee

8 of 33

loans that state a monthly fee set it at $0.

Fixed or variable

44 fixed33 variable

Some loans offer both.

How starting comparison rates are spreadNumber of loans in each band. The most common is 7–9%.