Community First Credit Union Everyday Plus
An everyday transaction account for members who are aged 55+. For one monthly fee, enjoy interest paid on balances and a range of ways to bank for added convenience.
- Overseas spending fee
- 3%
- Overseas ATM fee
- $5
- Digital wallets
- Apple, Google, Samsung
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Yes
Who can open it
- Age to open
- 55 and over
Who it's for
- Available for Self-Managed Super Funds.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
$4
Most accounts that say charge none.
Overseas spending fee
3%
Of what you spend in another currency. Typical is 3%.
Overseas ATM fee
$5
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- Pays interest. 2.75% on your balance, which most everyday accounts don't.
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
- A monthly fee. $4, above the typical None, which adds up over a year.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $5
- Overseas spending fee
- 3%
- Monthly fee
- $5
- Overseas spending fee
- 3%
- Monthly fee
- $5
- Overseas spending fee
- 2.9%
