UniBank Everyday Direct account
Your everyday transaction account with VISA Debit access.
- Overseas spending fee
- 2.9%
- Overseas ATM fee
- $4
- Digital wallets
- Apple, Google, Samsung
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Yes
Who can open it
- Age to open
- Any
Who it's for
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
$5
Most accounts that say charge none.
Overseas spending fee
2.9%
Of what you spend in another currency. Typical is 3%.
Overseas ATM fee
$4
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
- A monthly fee. $5, above the typical None, which adds up over a year.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $5
- Overseas spending fee
- 3%
- Monthly fee
- $5
- Overseas spending fee
- 3%
- Monthly fee
- $5
- Overseas spending fee
- 2%
