Finty
Westpac

Westpac Bank account with debit card for Students and young adults

Fee can be waived

An everyday account packed with features so you can bank your way with ease.

Written byDavid Boyd
Overseas spending fee
3%
Overseas ATM fee
$5
Digital wallets
Apple, Google, Samsung

Monthly fee

Open account

How to avoid the monthly fee

Account-Keeping Fee (usually $5) is waived for full-time tertiary students and under 41s

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Yes
Overdraft available
Not listed

Who can open it

Age to open
14 and over

Who it's for

  • Students or young adults.

Limits and conditions

  • The card must be linked to an eligible Westpac account.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

$5

Most accounts that say charge none.

Overseas spending fee

3%

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

$5

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • PayID. People can pay you with your phone number or email instead of a BSB and account number.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

  • A monthly fee. $5, above the typical None. You can avoid it if you meet the conditions, such as a minimum deposit each month.

Similar accounts

Everyday accounts from other banks with similar fees.