Bank of Sydney NZD Term Deposit
5 termsFixed rate
Got money that’s not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.
- Minimum deposit
- $5,000
- Maximum deposit
- Not published
- Terms offered
- 5
Rate a year, up to
For 6 months
Rates by term
| Term | Amount | Interest paid | Rate a year |
|---|---|---|---|
| 1 month | $5,000 to $49,999 | At maturity | 0.01% |
| 1 month | $100,000 to $249,999 | At maturity | 0.02% |
| 1 month | From $250,000 | At maturity | 0.05% |
| 2 months | $5,000 to $49,999 | At maturity | 0.01% |
| 2 months | $100,000 to $249,999 | At maturity | 0.02% |
| 2 months | From $250,000 | At maturity | 0.05% |
| 3 months | $5,000 to $49,999 | At maturity | 0.01% |
| 3 months | $100,000 to $249,999 | At maturity | 0.02% |
| 3 months | From $250,000 | At maturity | 0.05% |
| 6 months | $5,000 to $49,999 | At maturity | 0.02% |
| 6 months | $100,000 to $249,999 | At maturity | 0.05% |
| 6 months | From $250,000 | At maturity | 0.10% |
| 1 year | $50,000 to $99,999 | At maturity | 0.02% |
| 1 year | $100,000 to $249,999 | At maturity | 0.05% |
| 1 year | From $250,000 | At maturity | 0.10% |
How it compares
Against the other 1 year term deposits we compare. Typical means the middle half of them.
1 year rate
0.10%
A typical 1 year rate is 5.25%.
Minimum deposit
$5,000
A typical minimum is $2,000.
Pros and cons
Pros
Nothing stands out.
Cons
- A lower rate. 0.10% for 1 year, below the typical 5.25%, so you'd likely earn more elsewhere.
- Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.
Similar term deposits
Term deposits from other banks that pay a similar rate for the same term.
- Rate a year
- 0.15%
- Minimum deposit
- $5,000
- Rate a year
- 0.05%
- Minimum deposit
- $1
- Rate a year
- 2.20%
- Minimum deposit
- $5,000
