Finty
ANZ

ANZ Term Deposit

16 termsFixed rate

Enjoy the security of a fixed rate of interest over the investment term of your choice.

Written byDavid Boyd
Minimum deposit
$5,000
Maximum deposit
Not published
Terms offered
16

Rate a year, up to

For 12–24 months

Open account

Rates by term

TermInterest paidRate a year
7–30 daysAt maturity0.05%
1–2 monthsAt maturity0.05%
2–3 monthsAt maturity0.05%
2–3 monthsMonthly0.05%
3–4 monthsAt maturity0.05%
3–4 monthsMonthly0.05%
4–5 monthsAt maturity0.05%
4–5 monthsMonthly0.05%
4–5 monthsQuarterly0.05%
5–6 monthsAt maturity0.05%
5–6 monthsMonthly0.05%
5–6 monthsQuarterly0.05%
6–7 monthsAt maturity0.10%
6–7 monthsMonthly0.10%
6–7 monthsQuarterly0.10%
7–8 monthsAt maturity0.10%
7–8 monthsMonthly0.10%
7–8 monthsQuarterly0.10%
7–8 monthsEvery 6 months0.10%
8–9 monthsAt maturity0.10%
8–9 monthsMonthly0.10%
8–9 monthsQuarterly0.10%
8–9 monthsEvery 6 months0.10%
9–10 monthsAt maturity0.10%
9–10 monthsMonthly0.10%
9–10 monthsQuarterly0.10%
9–10 monthsEvery 6 months0.10%
10–11 monthsAt maturity0.10%
10–11 monthsMonthly0.10%
10–11 monthsQuarterly0.10%
10–11 monthsEvery 6 months0.10%
11–12 monthsAt maturity0.10%
11–12 monthsMonthly0.10%
11–12 monthsQuarterly0.10%
11–12 monthsEvery 6 months0.10%
12–24 monthsMonthly0.15%
12–24 monthsQuarterly0.15%
12–24 monthsEvery 6 months0.15%
12–24 monthsYearly0.15%
24–36 monthsMonthly0.15%
24–36 monthsQuarterly0.15%
24–36 monthsEvery 6 months0.15%
24–36 monthsYearly0.15%
36–48 monthsMonthly0.15%
36–48 monthsQuarterly0.15%
36–48 monthsEvery 6 months0.15%
36–48 monthsYearly0.15%
48–60 monthsMonthly0.15%
48–60 monthsQuarterly0.15%
48–60 monthsEvery 6 months0.15%
48–60 monthsYearly0.15%

Deposit amount on every term: From $5,000.

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

0.15%

A typical 1 year rate is 5.25%.

Minimum deposit

$5,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 15 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • A lower rate. 0.15% for 1 year, below the typical 5.25%, so you'd likely earn more elsewhere.
  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.