First Option Bank Smart Start Access Saver
No conditions on the rate
A savings account from First Option Bank, paying up to 3.25% a year.
- Base rate up to
- 3.25%
- Introductory rate
- None
- Maximum balance
- None published
Rate a year, up to
Rates by balance
| Balance | Base rate |
|---|---|
| $0 to $1,000 | 0.05% |
| $1,000 and over | 3.25% |
Who can open it
- Age to open
- 13 to 24
- Maximum balance
- None published
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
3.25%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
3.25%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
- No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.
Cons
- An age limit. Only for people up to 24.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 3.25%
- Bonus conditions
- None
- Most it pays
- 3.25%
- Bonus conditions
- None
- Most it pays
- 3.25%
- Bonus conditions
- None
