Finty
bcu

bcu Scoot Super Saver

No conditions on the rate

A savings account suitable for children aged 0 to 12.

Base rate up to
3.25%
Introductory rate
None
Maximum balance
$5,000,000

Rate a year, up to

Open account

Rates by balance

BalanceBase rate
$0 to $50,0003.25%
$50,000 and over2.15%

Who can open it

Age to open
Up to 12
Maximum balance
$5,000,000

Who it's for

  • You must be or become a BCU Bank member.

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

3.25%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

3.25%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

  • No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.

Cons

  • A balance cap. Interest is paid on up to $5,000,000, so it suits smaller balances.
  • An age limit. Only for people up to 12.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.