Westpac Youth Bank Account and Debit Card

Fee can be waivedFor kids

Get a head start with a Westpac Choice Youth account. A simple-to-use kids bank account with a debit card that will grow up with you.

Monthly fee

How to avoid the monthly fee

You will pay no Account-Keeping Fee as long as you are under 41. Other fees may apply

Child under 14.
Accounts for children under 14 can be opened online if a parent or guardian is at least 18 and a Westpac customer. Otherwise, the account will need to be opened at a branch.
Child aged 14 ? 17.
A child aged 14-17 can open their account online or at a branch.

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

Most accounts that say charge none.

Overseas spending fee

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

Each time you take cash out overseas. Typical is $5.

PayID. People can pay you with your phone number or email instead of a BSB and account number.
Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

A monthly fee. $5, above the typical None. You can avoid it if you meet the conditions, such as a minimum deposit each month.

Everyday accounts from other banks with similar fees.