Westpac Choice

Fee can be waived

Westpac Choice is our most popular account. A simple-to-use everyday bank account.

Monthly fee

How to avoid the monthly fee

This fee is waived for: Deposit at least $2,000 by the close of business on the last business day of the month (other fees apply)

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

Most accounts that say charge none.

Overseas spending fee

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

Each time you take cash out overseas. Typical is $5.

PayID. People can pay you with your phone number or email instead of a BSB and account number.
Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

A monthly fee. $5, above the typical None. You can avoid it if you meet the conditions, such as a minimum deposit each month.

Everyday accounts from other banks with similar fees.