Finty
St. George Bank

St. George Bank Concession Account

$0 monthly fee

A basic, low-cost account for individuals who hold a Concession or Health Care card, receive an Australian Government benefit payment that makes you eligible to hold a card, or are a low or no income earner.

Overseas spending fee
3%
Overseas ATM fee
$5
Digital wallets
Apple, Google, Samsung

Monthly fee

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Not listed
Overdraft available
Not listed

Who can open it

Age to open
Any

Who it's for

  • The Concession account is available to individuals who hold a Concession or Health Care card holder, receive an Australian Government benefit payment or be a low or no income earner.

Limits and conditions

  • The card must be linked to an eligible St George account.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

None

Most accounts that say charge none.

Overseas spending fee

3%

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

$5

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • No monthly fee. Keeping the account costs nothing, whatever you deposit.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.