Bank Australia Basic Access
$0 monthly fee
The no monthly account fees basic bank account for health care and concession card holders.
$0
monthly fee
- Overseas spending fee
- 3%
- Overseas ATM fee
- $0
- Digital wallets
- Apple, Google, Samsung
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- 18 and over
Who it's for
- Customers who hold a Health Care Card and do not receive Government benefits, must credit their low income earnings into this account.
Limits and conditions
- Only one Basic Access account is allowed per customer, solely or jointly owned.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
None
Most accounts that say charge none.
Overseas spending fee
3%
Of what you spend in another currency. Typical is 3%.
Overseas ATM fee
None
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- No monthly fee. Keeping the account costs nothing, whatever you deposit.
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- None
- Overseas spending fee
- 3%
- Monthly fee
- None
- Overseas spending fee
- 3%
- Monthly fee
- None
- Overseas spending fee
- 3%
