Finty
Central West Credit Union

Central West Credit Union S12 Smart

Fee can be waived

For customers who have a Smart or Premium Smart Variable Rate Home Loan who require a transaction fee free account with the option of a overdraft account

Overseas spending fee
Not published
Overseas ATM fee
Not published
Digital wallets
Apple, Google, Samsung

Monthly fee

Open account

How to avoid the monthly fee

Central West Credit Union waives the monthly fee for some customers (it calls this "Relationship Balance"). Ask Central West Credit Union what you need to do to qualify.

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Not listed
Overdraft available
Not listed

Who can open it

Age to open
18 and over

Who it's for

  • Must have a Smart or Premium Smart Home Loan.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

$2

Most accounts that say charge none.

Pros and cons

Pros

  • Pays interest. 2.10% on your balance, which most everyday accounts don't.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.