Central West Credit Union S12 Smart
Fee can be waived
For customers who have a Smart or Premium Smart Variable Rate Home Loan who require a transaction fee free account with the option of a overdraft account
- Overseas spending fee
- Not published
- Overseas ATM fee
- Not published
- Digital wallets
- Apple, Google, Samsung
Monthly fee
How to avoid the monthly fee
Central West Credit Union waives the monthly fee for some customers (it calls this "Relationship Balance"). Ask Central West Credit Union what you need to do to qualify.
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Not listed
- Overdraft available
- Not listed
Who can open it
- Age to open
- 18 and over
Who it's for
- Must have a Smart or Premium Smart Home Loan.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
$2
Most accounts that say charge none.
Pros and cons
Pros
- Pays interest. 2.10% on your balance, which most everyday accounts don't.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $3
- Overseas spending fee
- Not published
- Monthly fee
- $2
- Overseas spending fee
- 2.5%
- Monthly fee
- $3
- Overseas spending fee
- 2.9%

