Finty
IMB Bank

IMB Bank Cash Management Account

Enjoy competitive interest rates without the need to lock your money away.

Overseas spending fee
2.5%
Overseas ATM fee
$5
Digital wallets
Apple, Google, Samsung

Monthly fee

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Yes
Overdraft available
Yes

Who can open it

Age to open
Any

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

$2

Most accounts that say charge none.

Overseas spending fee

2.5%

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

$5

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • Pays interest. 2.25% on your balance, which most everyday accounts don't.
  • PayID. People can pay you with your phone number or email instead of a BSB and account number.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.