BOQ Specialist One Account
$0 monthly fee
The One Account is a unique transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility. There are no ongoing monthly fees and we don't require you to maintain a minimum balance
- Overseas spending fee
- 2.95%
- Overseas ATM fee
- $5
- Digital wallets
- Apple, Google
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay
- PayID
- Not listed
- Overdraft available
- Yes
Who can open it
- Age to open
- 16 and over
Who it's for
- Product is offered to medical, dental, veterinary & accounting professionals only.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
None
Most accounts that say charge none.
Overseas spending fee
2.95%
Of what you spend in another currency. Typical is 3%.
Overseas ATM fee
$5
Each time you take cash out overseas. Typical is $5.
Pros and cons
Pros
- No monthly fee. Keeping the account costs nothing, whatever you deposit.
- Pays interest. 0.10% on your balance, which most everyday accounts don't.
- Phone payments. Works with Apple Pay and Google Pay, so you can pay with your phone or watch.
Cons
Nothing stands out.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- None
- Overseas spending fee
- 3%
- Monthly fee
- None
- Overseas spending fee
- 3%
- Monthly fee
- None
- Overseas spending fee
- 3%
