Finty
Bank First

Bank First Everyday Account

$0 monthly fee

Everyday Transaction account

$0

monthly fee

Overseas spending fee
3%
Overseas ATM fee
$2.50
Digital wallets
Apple, Google

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay
PayID
Yes
Overdraft available
Yes

Who can open it

Age to open
18 and over

Who it's for

  • Available to members only.

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

None

Most accounts that say charge none.

Overseas spending fee

3%

Of what you spend in another currency. Typical is 3%.

Overseas ATM fee

$3

Each time you take cash out overseas. Typical is $5.

Pros and cons

Pros

  • No monthly fee. Keeping the account costs nothing, whatever you deposit.
  • PayID. People can pay you with your phone number or email instead of a BSB and account number.
  • Phone payments. Works with Apple Pay and Google Pay, so you can pay with your phone or watch.

Cons

Nothing stands out.

Similar accounts

Everyday accounts from other banks with similar fees.