Not available for application via this website

ANZ Fixed Rate Personal Loan

Interest rate

From 7.49% (personalised)

Comparison rate

From 8.18% (personalised)

Repayment period

3 years

Application fee

$150.00

Monthly repayment

$626.70

Total repayment

$22,561.20

Highlights

For a limited time only, ANZ has reduced its fixed interest rate to 7.49% p.a. (eligibility criteria and terms and conditions apply).
Get up to 7 years maximum repayment period.
Log on to ANZ Internet Banking to see your balance, repayments, interest paid, and details about your next payment.

Pros and cons

Pros

No security required
Available to self-employed borrowers
Repay the loan over 7 years

Cons

$10 monthly fee
Application fee of $150
You may also incur early repayment costs

History

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

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Q&As about

How do I apply for a ANZ Personal Loan?

There are a number of ways to apply for a Personal Loan:

ANZ Internet Banking
ANZ goMoney
ANZ website - Personal Loans

How do I make a lump sum payment on my ANZ Home Loan or Personal Loan?

Fixed ANZ Home Loans

To make a lump sum payment on your fixed ANZ Home Loan, please call us on 0800 269 4663.

We may charge an Early Repayment Recovery if you repay or restructure your fixed ANZ Home Loan during your fixed-rate period. However, we won’t charge you an Early Repayment Recovery if you make an extra repayment on your loan and it's:

the first extra repayment in that year (each year runs from the date your fixed-rate period started or the anniversary of the date your fixed-rate period started); and
no more than 5% of the amount you owe on your loan at the time you make the repayment.

Floating ANZ Home Loans and Personal Loans

You can make a lump sum payment on a floating ANZ Home Loan or Personal Loan in ANZ Internet Banking or ANZ goMoney (a minimum payment amount applies) by following the steps below:

1. Log into ANZ Internet Banking or ANZ goMoney.

2. Select which loan you wish to make a lump sum payment to under the 'Your accounts' tab. Or, select the loan from your home page.

3. Click Make a lump sum payment

4. Select the account to make the payment from and enter the payment amount, then click Continue.

5. Review and confirm the changes to your loan before clicking Make payment (ANZ Internet Banking) or Transfer (ANZ goMoney).