Rabobank Online Term Deposit

11 termsFixed rate

Competitive fixed interest with the choice of 1 month to 5 year terms.

Written byDavid Boyd

Minimum deposit: $1,000
Maximum deposit: $2,000,000
Terms offered: 11

Rate a year, up to

For 1 year

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Rates by term

Term	Amount	Interest paid	Rate a year
1 month	$1,000 to $100,000	At maturity	1.95%
1 month	$100,000 to $250,000	At maturity	2.00%
1 month	$250,000 to $500,000	At maturity	2.00%
1 month	$500,000 to $1,000,000	At maturity	2.05%
1 month	$1,000,000 to $2,000,000	At maturity	2.05%
3 months	$1,000 to $100,000	At maturity	4.90%
3 months	$100,000 to $250,000	At maturity	4.95%
3 months	$250,000 to $500,000	At maturity	4.95%
3 months	$500,000 to $1,000,000	At maturity	5.00%
3 months	$1,000,000 to $2,000,000	At maturity	5.00%
6 months	$1,000 to $100,000	At maturity	5.10%
6 months	$100,000 to $250,000	At maturity	5.15%
6 months	$250,000 to $500,000	At maturity	5.15%
6 months	$500,000 to $1,000,000	At maturity	5.20%
6 months	$1,000,000 to $2,000,000	At maturity	5.20%
9 months	$1,000 to $100,000	At maturity	5.15%
9 months	$100,000 to $250,000	At maturity	5.20%
9 months	$250,000 to $500,000	At maturity	5.20%
9 months	$500,000 to $1,000,000	At maturity	5.25%
9 months	$1,000,000 to $2,000,000	At maturity	5.25%
1 year	$1,000 to $100,000	At maturity	5.25%
1 year	$1,000 to $100,000	Every 6 months	5.20%
1 year	$1,000 to $100,000	Quarterly	5.15%
1 year	$1,000 to $100,000	Monthly	5.10%
1 year	$100,000 to $250,000	At maturity	5.30%
1 year	$100,000 to $250,000	Every 6 months	5.25%
1 year	$100,000 to $250,000	Quarterly	5.20%
1 year	$100,000 to $250,000	Monthly	5.15%
1 year	$250,000 to $500,000	At maturity	5.30%
1 year	$250,000 to $500,000	Every 6 months	5.25%
1 year	$250,000 to $500,000	Quarterly	5.20%
1 year	$250,000 to $500,000	Monthly	5.15%
1 year	$500,000 to $1,000,000	At maturity	5.35%
1 year	$500,000 to $1,000,000	Every 6 months	5.30%
1 year	$500,000 to $1,000,000	Quarterly	5.25%
1 year	$500,000 to $1,000,000	Monthly	5.20%
1 year	$1,000,000 to $2,000,000	At maturity	5.35%
1 year	$1,000,000 to $2,000,000	Every 6 months	5.30%
1 year	$1,000,000 to $2,000,000	Quarterly	5.25%
1 year	$1,000,000 to $2,000,000	Monthly	5.20%
15 months	$1,000 to $100,000	Quarterly	3.45%
15 months	$1,000 to $100,000	Monthly	3.40%
15 months	$100,000 to $250,000	Quarterly	3.50%
15 months	$100,000 to $250,000	Monthly	3.45%
15 months	$250,000 to $500,000	Quarterly	3.50%
15 months	$250,000 to $500,000	Monthly	3.45%
15 months	$500,000 to $1,000,000	Quarterly	3.55%
15 months	$500,000 to $1,000,000	Monthly	3.50%
15 months	$1,000,000 to $2,000,000	Quarterly	3.55%
15 months	$1,000,000 to $2,000,000	Monthly	3.50%
18 months	$1,000 to $100,000	Every 6 months	3.50%
18 months	$1,000 to $100,000	Quarterly	3.45%
18 months	$1,000 to $100,000	Monthly	3.40%
18 months	$100,000 to $250,000	Every 6 months	3.55%
18 months	$100,000 to $250,000	Quarterly	3.50%
18 months	$100,000 to $250,000	Monthly	3.45%
18 months	$250,000 to $500,000	Every 6 months	3.55%
18 months	$250,000 to $500,000	Quarterly	3.50%
18 months	$250,000 to $500,000	Monthly	3.45%
18 months	$500,000 to $1,000,000	Every 6 months	3.60%
18 months	$500,000 to $1,000,000	Quarterly	3.55%
18 months	$500,000 to $1,000,000	Monthly	3.50%
18 months	$1,000,000 to $2,000,000	Every 6 months	3.60%
18 months	$1,000,000 to $2,000,000	Quarterly	3.55%
18 months	$1,000,000 to $2,000,000	Monthly	3.50%
2 years	$1,000 to $100,000	Yearly	5.05%
2 years	$1,000 to $100,000	Every 6 months	5.00%
2 years	$1,000 to $100,000	Quarterly	4.95%
2 years	$1,000 to $100,000	Monthly	4.90%
2 years	$100,000 to $250,000	Yearly	5.10%
2 years	$100,000 to $250,000	Every 6 months	5.05%
2 years	$100,000 to $250,000	Quarterly	5.00%
2 years	$100,000 to $250,000	Monthly	4.95%
2 years	$250,000 to $500,000	Yearly	5.10%
2 years	$250,000 to $500,000	Every 6 months	5.05%
2 years	$250,000 to $500,000	Quarterly	5.00%
2 years	$250,000 to $500,000	Monthly	4.95%
2 years	$500,000 to $1,000,000	Yearly	5.15%
2 years	$500,000 to $1,000,000	Every 6 months	5.10%
2 years	$500,000 to $1,000,000	Quarterly	5.05%
2 years	$500,000 to $1,000,000	Monthly	5.00%
2 years	$1,000,000 to $2,000,000	Yearly	5.15%
2 years	$1,000,000 to $2,000,000	Every 6 months	5.10%
2 years	$1,000,000 to $2,000,000	Quarterly	5.05%
2 years	$1,000,000 to $2,000,000	Monthly	5.00%
3 years	$1,000 to $100,000	Yearly	5.10%
3 years	$1,000 to $100,000	Every 6 months	5.05%
3 years	$1,000 to $100,000	Quarterly	5.00%
3 years	$1,000 to $100,000	Monthly	4.95%
3 years	$100,000 to $250,000	Yearly	5.15%
3 years	$100,000 to $250,000	Every 6 months	5.10%
3 years	$100,000 to $250,000	Quarterly	5.05%
3 years	$100,000 to $250,000	Monthly	5.00%
3 years	$250,000 to $500,000	Yearly	5.15%
3 years	$250,000 to $500,000	Every 6 months	5.10%
3 years	$250,000 to $500,000	Quarterly	5.05%
3 years	$250,000 to $500,000	Monthly	5.00%
3 years	$500,000 to $1,000,000	Yearly	5.20%
3 years	$500,000 to $1,000,000	Every 6 months	5.15%
3 years	$500,000 to $1,000,000	Quarterly	5.10%
3 years	$500,000 to $1,000,000	Monthly	5.05%
3 years	$1,000,000 to $2,000,000	Yearly	5.20%
3 years	$1,000,000 to $2,000,000	Every 6 months	5.15%
3 years	$1,000,000 to $2,000,000	Quarterly	5.10%
3 years	$1,000,000 to $2,000,000	Monthly	5.05%
4 years	$1,000 to $100,000	Yearly	5.15%
4 years	$1,000 to $100,000	Every 6 months	5.10%
4 years	$1,000 to $100,000	Quarterly	5.05%
4 years	$1,000 to $100,000	Monthly	5.00%
4 years	$100,000 to $250,000	Yearly	5.20%
4 years	$100,000 to $250,000	Every 6 months	5.15%
4 years	$100,000 to $250,000	Quarterly	5.10%
4 years	$100,000 to $250,000	Monthly	5.05%
4 years	$250,000 to $500,000	Yearly	5.20%
4 years	$250,000 to $500,000	Every 6 months	5.15%
4 years	$250,000 to $500,000	Quarterly	5.10%
4 years	$250,000 to $500,000	Monthly	5.05%
4 years	$500,000 to $1,000,000	Yearly	5.25%
4 years	$500,000 to $1,000,000	Every 6 months	5.20%
4 years	$500,000 to $1,000,000	Quarterly	5.15%
4 years	$500,000 to $1,000,000	Monthly	5.10%
4 years	$1,000,000 to $2,000,000	Yearly	5.25%
4 years	$1,000,000 to $2,000,000	Every 6 months	5.20%
4 years	$1,000,000 to $2,000,000	Quarterly	5.15%
4 years	$1,000,000 to $2,000,000	Monthly	5.10%
5 years	$1,000 to $100,000	Yearly	5.25%
5 years	$1,000 to $100,000	Every 6 months	5.20%
5 years	$1,000 to $100,000	Quarterly	5.15%
5 years	$1,000 to $100,000	Monthly	5.10%
5 years	$100,000 to $250,000	Yearly	5.30%
5 years	$100,000 to $250,000	Every 6 months	5.25%
5 years	$100,000 to $250,000	Quarterly	5.20%
5 years	$100,000 to $250,000	Monthly	5.15%
5 years	$250,000 to $500,000	Yearly	5.30%
5 years	$250,000 to $500,000	Every 6 months	5.25%
5 years	$250,000 to $500,000	Quarterly	5.20%
5 years	$250,000 to $500,000	Monthly	5.15%
5 years	$500,000 to $1,000,000	Yearly	5.35%
5 years	$500,000 to $1,000,000	Every 6 months	5.30%
5 years	$500,000 to $1,000,000	Quarterly	5.25%
5 years	$500,000 to $1,000,000	Monthly	5.20%
5 years	$1,000,000 to $2,000,000	Yearly	5.35%
5 years	$1,000,000 to $2,000,000	Every 6 months	5.30%
5 years	$1,000,000 to $2,000,000	Quarterly	5.25%
5 years	$1,000,000 to $2,000,000	Monthly	5.20%

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.35%

A typical 1 year rate is 5.25%.

Minimum deposit

$1,000

A typical minimum is $2,000.

Pros and cons

Pros

Monthly interest. You can have interest paid each month, which suits living off the interest.
Plenty of terms. 11 terms to choose from, so you can match the term to when you'll need the money.

Cons

Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

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