Finty
Police Credit Union

Police Credit Union Adelaide Term Deposit

9 termsFixed rate

A term deposit from Police Credit Union, paying up to 5.45% a year, with 9 terms to choose from.

Minimum deposit
$5,000
Maximum deposit
$2,500,000
Terms offered
9

Rate a year, up to

For 11 months

Open account

Rates by term

TermAmountInterest paidRate a year
2 months$0 to $5,000At maturity0.05%
2 months$5,000 to $50,000At maturity0.05%
2 months$50,000 to $2,500,000At maturity0.05%
3 months$0 to $5,000At maturity0.05%
3 months$0 to $5,000Monthly0.05%
3 months$5,000 to $50,000At maturity3.00%
3 months$5,000 to $50,000Monthly3.00%
3 months$50,000 to $2,500,000At maturity4.15%
3 months$50,000 to $2,500,000Monthly4.15%
6 months$0 to $5,000At maturity0.05%
6 months$0 to $5,000Monthly0.05%
6 months$5,000 to $50,000At maturity3.60%
6 months$5,000 to $50,000Monthly3.60%
6 months$50,000 to $2,500,000At maturity5.00%
6 months$50,000 to $2,500,000Monthly5.00%
9 months$0 to $5,000At maturity0.05%
9 months$0 to $5,000Monthly0.05%
9 months$5,000 to $50,000At maturity3.60%
9 months$5,000 to $50,000Monthly3.60%
9 months$50,000 to $2,500,000At maturity5.25%
9 months$50,000 to $2,500,000Monthly5.25%
11 months$50,000 to $2,500,000At maturity5.45%
1 year$0 to $5,000At maturity0.05%
1 year$0 to $5,000Monthly0.05%
1 year$5,000 to $50,000At maturity3.85%
1 year$5,000 to $50,000Monthly3.85%
1 year$50,000 to $2,500,000At maturity5.25%
1 year$50,000 to $2,500,000Monthly5.25%
2 years$0 to $5,000Monthly0.05%
2 years$0 to $5,000Yearly0.05%
2 years$5,000 to $50,000Monthly3.60%
2 years$5,000 to $50,000Yearly3.60%
2 years$50,000 to $2,500,000Monthly5.00%
2 years$50,000 to $2,500,000Yearly5.00%
3 years$0 to $5,000Monthly0.05%
3 years$0 to $5,000Yearly0.05%
3 years$5,000 to $50,000Monthly3.60%
3 years$5,000 to $50,000Yearly3.60%
3 years$50,000 to $2,500,000Monthly4.90%
3 years$50,000 to $2,500,000Yearly4.90%
4 years$0 to $5,000Monthly0.05%
4 years$0 to $5,000Yearly0.05%
4 years$5,000 to $50,000Monthly3.80%
4 years$5,000 to $50,000Yearly3.80%
4 years$50,000 to $2,500,000Monthly4.90%
4 years$50,000 to $2,500,000Yearly4.90%

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.25%

A typical 1 year rate is 5.25%.

Minimum deposit

$5,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 9 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.