Finty
Fire Service Credit Union

Fire Service Credit Union I12 FTD 12 Months

1 termFixed rate

12 Month Term Deposit Interest Paid at Maturity. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals

Minimum deposit
$5,000
Maximum deposit
Not published
Terms offered
1

Rate a year, up to

For 1 year

Open account

Rates by term

TermAmountInterest paidRate a year
1 year$5,000 to $24,999At maturity4.50%
1 year$25,000 to $1,000,000At maturity4.50%

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

4.50%

A typical 1 year rate is 5.25%.

Minimum deposit

$5,000

A typical minimum is $2,000.

Pros and cons

Pros

Nothing stands out.

Cons

  • A lower rate. 4.50% for 1 year, below the typical 5.25%, so you'd likely earn more elsewhere.
  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.