Finty
Credit Union SA

Credit Union SA Term Deposit

14 termsFixed rate

Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!

Minimum deposit
$1,000
Maximum deposit
Not published
Terms offered
14

Rate a year, up to

For 6 months

Open account

Rates by term

TermInterest paidRate a year
3 monthsAt maturity3.00%
4 monthsAt maturity5.10%
5 monthsAt maturity3.00%
6 monthsAt maturity5.30%
7 monthsAt maturity3.00%
8 monthsAt maturity3.00%
9 monthsAt maturity3.00%
10 monthsAt maturity5.30%
11 monthsAt maturity3.00%
1 yearAt maturity5.30%
2 yearsAt maturity2.90%
3 yearsAt maturity2.90%
4 yearsAt maturity2.90%
5 yearsAt maturity2.90%

Deposit amount on every term: From $1,000.

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.30%

A typical 1 year rate is 5.25%.

Minimum deposit

$1,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Plenty of terms. 14 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.