Bank of us Fixed Term Investment
30 termsFixed rate
If you have $5,000 or more to invest, we have a choice of terms ranging from 1 - 36 months for you to lock your money away for, with the certainty of a great fixed interest rate. At the end of the ter
- Minimum deposit
- $5,000
- Maximum deposit
- Not published
- Terms offered
- 30
Rate a year, up to
For 269–298 days
Rates by term
| Term | Amount | Interest paid | Rate a year |
|---|---|---|---|
| 26–58 days | $200 to $5,000 | At maturity | 0.05% |
| 1 month | $200 to $5,000 | At maturity | 0.05% |
| 26–58 days | $5,000 to $25,000 | At maturity | 2.00% |
| 1 month | $5,000 to $25,000 | At maturity | 2.00% |
| 26–58 days | $25,000 to $100,000 | At maturity | 2.00% |
| 1 month | $25,000 to $100,000 | At maturity | 2.00% |
| 26–58 days | $100,000 to $500,000 | At maturity | 2.00% |
| 1 month | $100,000 to $500,000 | At maturity | 2.00% |
| 59–88 days | $200 to $5,000 | At maturity | 0.05% |
| 2 months | $200 to $5,000 | At maturity | 0.05% |
| 59–88 days | $5,000 to $25,000 | At maturity | 2.00% |
| 2 months | $5,000 to $25,000 | At maturity | 2.00% |
| 59–88 days | $25,000 to $100,000 | At maturity | 2.00% |
| 2 months | $25,000 to $100,000 | At maturity | 2.00% |
| 59–88 days | $100,000 to $500,000 | At maturity | 2.00% |
| 2 months | $100,000 to $500,000 | At maturity | 2.00% |
| 89–118 days | $200 to $5,000 | At maturity | 0.05% |
| 3 months | $200 to $5,000 | At maturity | 0.05% |
| 89–118 days | $5,000 to $25,000 | At maturity | 5.20% |
| 3 months | $5,000 to $25,000 | At maturity | 5.20% |
| 89–118 days | $25,000 to $100,000 | At maturity | 5.20% |
| 3 months | $25,000 to $100,000 | At maturity | 5.20% |
| 89–118 days | $100,000 to $500,000 | At maturity | 5.20% |
| 3 months | $100,000 to $500,000 | At maturity | 5.20% |
| 119–148 days | $200 to $5,000 | At maturity | 0.05% |
| 4 months | $200 to $5,000 | At maturity | 0.05% |
| 119–148 days | $5,000 to $25,000 | At maturity | 4.75% |
| 4 months | $5,000 to $25,000 | At maturity | 4.75% |
| 119–148 days | $25,000 to $100,000 | At maturity | 4.75% |
| 4 months | $25,000 to $100,000 | At maturity | 4.75% |
| 119–148 days | $100,000 to $500,000 | At maturity | 4.75% |
| 4 months | $100,000 to $500,000 | At maturity | 4.75% |
| 149–178 days | $200 to $5,000 | At maturity | 0.05% |
| 5 months | $200 to $5,000 | At maturity | 0.05% |
| 149–178 days | $5,000 to $25,000 | At maturity | 4.80% |
| 5 months | $5,000 to $25,000 | At maturity | 4.80% |
| 149–178 days | $25,000 to $100,000 | At maturity | 4.80% |
| 5 months | $25,000 to $100,000 | At maturity | 4.80% |
| 149–178 days | $100,000 to $500,000 | At maturity | 4.80% |
| 5 months | $100,000 to $500,000 | At maturity | 4.80% |
| 179–208 days | $200 to $5,000 | At maturity | 0.05% |
| 6 months | $200 to $5,000 | At maturity | 0.05% |
| 179–208 days | $5,000 to $25,000 | At maturity | 5.25% |
| 6 months | $5,000 to $25,000 | At maturity | 5.25% |
| 179–208 days | $25,000 to $100,000 | At maturity | 5.25% |
| 6 months | $25,000 to $100,000 | At maturity | 5.25% |
| 179–208 days | $100,000 to $500,000 | At maturity | 5.25% |
| 6 months | $100,000 to $500,000 | At maturity | 5.25% |
| 209–238 days | $200 to $5,000 | At maturity | 0.05% |
| 7 months | $200 to $5,000 | At maturity | 0.05% |
| 209–238 days | $5,000 to $25,000 | At maturity | 5.10% |
| 7 months | $5,000 to $25,000 | At maturity | 5.10% |
| 209–238 days | $25,000 to $100,000 | At maturity | 5.10% |
| 7 months | $25,000 to $100,000 | At maturity | 5.10% |
| 209–238 days | $100,000 to $500,000 | At maturity | 5.10% |
| 7 months | $100,000 to $500,000 | At maturity | 5.10% |
| 239–268 days | $200 to $5,000 | At maturity | 0.05% |
| 8 months | $200 to $5,000 | At maturity | 0.05% |
| 239–268 days | $5,000 to $24,999 | At maturity | 4.00% |
| 8 months | $5,000 to $24,999 | At maturity | 4.00% |
| 239–268 days | $25,000 to $99,999 | At maturity | 4.00% |
| 8 months | $25,000 to $99,999 | At maturity | 4.00% |
| 239–268 days | $100,000 to $500,000 | At maturity | 4.00% |
| 8 months | $100,000 to $500,000 | At maturity | 4.00% |
| 269–298 days | $200 to $4,999 | At maturity | 0.05% |
| 9 months | $200 to $4,999 | At maturity | 0.05% |
| 269–298 days | $5,000 to $24,999 | At maturity | 5.35% |
| 9 months | $5,000 to $24,999 | At maturity | 5.35% |
| 269–298 days | $25,000 to $99,999 | At maturity | 5.35% |
| 9 months | $25,000 to $99,999 | At maturity | 5.35% |
| 269–298 days | $100,000 to $500,000 | At maturity | 5.35% |
| 9 months | $100,000 to $500,000 | At maturity | 5.35% |
| 299–358 days | $200 to $5,000 | At maturity | 0.05% |
| 10–11 months | $200 to $5,000 | At maturity | 0.05% |
| 299–358 days | $5,000 to $25,000 | At maturity | 4.00% |
| 10–11 months | $5,000 to $25,000 | At maturity | 4.00% |
| 299–358 days | $25,000 to $100,000 | At maturity | 4.00% |
| 10–11 months | $25,000 to $100,000 | At maturity | 4.00% |
| 299–358 days | $100,000 to $500,000 | At maturity | 4.00% |
| 10–11 months | $100,000 to $500,000 | At maturity | 4.00% |
| 359–366 days | $200 to $5,000 | At maturity | 0.05% |
| 359–366 days | $200 to $5,000 | Every 6 months | 0.05% |
| 367–545 days | $200 to $5,000 | At maturity | 0.05% |
| 367–545 days | $200 to $5,000 | Every 6 months | 0.05% |
| 1 year | $200 to $5,000 | At maturity | 0.05% |
| 1 year | $200 to $5,000 | Every 6 months | 0.05% |
| 359–366 days | $5,000 to $25,000 | At maturity | 5.30% |
| 1 year | $5,000 to $25,000 | At maturity | 5.30% |
| 359–366 days | $5,000 to $25,000 | Every 6 months | 5.25% |
| 1 year | $5,000 to $25,000 | Every 6 months | 5.25% |
| 1 year | $5,000 to $20,000 | Monthly | 5.20% |
| 367–545 days | $5,000 to $25,000 | At maturity | 5.00% |
| 367–545 days | $5,000 to $25,000 | Every 6 months | 4.90% |
| 1 year | $20,000 to $500,000 | Monthly | 5.20% |
| 359–366 days | $25,000 to $100,000 | At maturity | 5.30% |
| 1 year | $25,000 to $100,000 | At maturity | 5.30% |
| 359–366 days | $25,000 to $100,000 | Every 6 months | 5.25% |
| 1 year | $25,000 to $100,000 | Every 6 months | 5.25% |
| 367–545 days | $25,000 to $100,000 | At maturity | 5.00% |
| 367–545 days | $25,000 to $100,000 | Every 6 months | 4.90% |
| 359–366 days | $100,000 to $500,000 | At maturity | 5.30% |
| 1 year | $100,000 to $500,000 | At maturity | 5.30% |
| 359–366 days | $100,000 to $500,000 | Every 6 months | 5.25% |
| 1 year | $100,000 to $500,000 | Every 6 months | 5.25% |
| 367–545 days | $100,000 to $500,000 | At maturity | 5.00% |
| 367–545 days | $100,000 to $500,000 | Every 6 months | 4.90% |
| 13–17 months | $200 to $5,000 | At maturity | 0.05% |
| 13–17 months | $200 to $5,000 | Every 6 months | 0.05% |
| 13–17 months | $5,000 to $25,000 | At maturity | 5.00% |
| 13–17 months | $5,000 to $25,000 | Every 6 months | 4.90% |
| 13–17 months | $25,000 to $100,000 | At maturity | 5.00% |
| 13–17 months | $25,000 to $100,000 | Every 6 months | 4.90% |
| 13–17 months | $100,000 to $500,000 | At maturity | 5.00% |
| 13–17 months | $100,000 to $500,000 | Every 6 months | 4.90% |
| 546–723 days | $200 to $5,000 | At maturity | 0.05% |
| 546–723 days | $200 to $5,000 | Every 6 months | 0.05% |
| 18–23 months | $200 to $5,000 | At maturity | 0.05% |
| 18–23 months | $200 to $5,000 | Every 6 months | 0.05% |
| 546–723 days | $5,000 to $25,000 | At maturity | 4.50% |
| 18–23 months | $5,000 to $25,000 | At maturity | 4.50% |
| 546–723 days | $5,000 to $25,000 | Every 6 months | 4.40% |
| 18–23 months | $5,000 to $25,000 | Every 6 months | 4.40% |
| 546–723 days | $25,000 to $100,000 | At maturity | 4.50% |
| 18–23 months | $25,000 to $100,000 | At maturity | 4.50% |
| 546–723 days | $25,000 to $100,000 | Every 6 months | 4.40% |
| 18–23 months | $25,000 to $100,000 | Every 6 months | 4.40% |
| 546–723 days | $100,000 to $500,000 | At maturity | 4.50% |
| 18–23 months | $100,000 to $500,000 | At maturity | 4.50% |
| 546–723 days | $100,000 to $500,000 | Every 6 months | 4.40% |
| 18–23 months | $100,000 to $500,000 | Every 6 months | 4.40% |
| 724–731 days | $200 to $5,000 | At maturity | 0.05% |
| 724–731 days | $200 to $5,000 | Every 6 months | 0.05% |
| 724–731 days | $200 to $5,000 | Yearly | 0.05% |
| 2 years | $200 to $5,000 | At maturity | 0.05% |
| 2 years | $200 to $5,000 | Every 6 months | 0.05% |
| 2 years | $200 to $5,000 | Yearly | 0.05% |
| 724–731 days | $5,000 to $25,000 | At maturity | 4.60% |
| 2 years | $5,000 to $25,000 | At maturity | 4.60% |
| 724–731 days | $5,000 to $25,000 | Yearly | 4.45% |
| 2 years | $5,000 to $25,000 | Yearly | 4.45% |
| 724–731 days | $5,000 to $25,000 | Every 6 months | 4.35% |
| 2 years | $5,000 to $25,000 | Every 6 months | 4.35% |
| 2 years | $5,000 to $20,000 | Monthly | 4.25% |
| 2 years | $20,000 to $500,000 | Monthly | 4.25% |
| 724–731 days | $25,000 to $100,000 | At maturity | 4.60% |
| 2 years | $25,000 to $100,000 | At maturity | 4.60% |
| 724–731 days | $25,000 to $100,000 | Yearly | 4.45% |
| 2 years | $25,000 to $100,000 | Yearly | 4.45% |
| 724–731 days | $25,000 to $100,000 | Every 6 months | 4.35% |
| 2 years | $25,000 to $100,000 | Every 6 months | 4.35% |
| 724–731 days | $100,000 to $500,000 | At maturity | 4.60% |
| 2 years | $100,000 to $500,000 | At maturity | 4.60% |
| 724–731 days | $100,000 to $500,000 | Yearly | 4.45% |
| 2 years | $100,000 to $500,000 | Yearly | 4.45% |
| 724–731 days | $100,000 to $500,000 | Every 6 months | 4.35% |
| 2 years | $100,000 to $500,000 | Every 6 months | 4.35% |
| 1090–1100 days | $200 to $5,000 | At maturity | 0.05% |
| 1090–1100 days | $200 to $5,000 | Every 6 months | 0.05% |
| 1090–1100 days | $200 to $5,000 | Yearly | 0.05% |
| 3 years | $200 to $5,000 | At maturity | 0.05% |
| 3 years | $200 to $5,000 | Every 6 months | 0.05% |
| 3 years | $200 to $5,000 | Yearly | 0.05% |
| 1090–1100 days | $5,000 to $25,000 | At maturity | 4.20% |
| 3 years | $5,000 to $25,000 | At maturity | 4.20% |
| 1090–1100 days | $5,000 to $25,000 | Yearly | 4.10% |
| 3 years | $5,000 to $25,000 | Yearly | 4.10% |
| 1090–1100 days | $5,000 to $25,000 | Every 6 months | 4.00% |
| 3 years | $5,000 to $25,000 | Every 6 months | 4.00% |
| 1090–1100 days | $25,000 to $100,000 | At maturity | 4.20% |
| 3 years | $25,000 to $100,000 | At maturity | 4.20% |
| 1090–1100 days | $25,000 to $100,000 | Yearly | 4.10% |
| 3 years | $25,000 to $100,000 | Yearly | 4.10% |
| 1090–1100 days | $25,000 to $100,000 | Every 6 months | 4.00% |
| 3 years | $25,000 to $100,000 | Every 6 months | 4.00% |
| 1090–1100 days | $100,000 to $500,000 | At maturity | 4.20% |
| 3 years | $100,000 to $500,000 | At maturity | 4.20% |
| 1090–1100 days | $100,000 to $500,000 | Yearly | 4.10% |
| 3 years | $100,000 to $500,000 | Yearly | 4.10% |
| 1090–1100 days | $100,000 to $500,000 | Every 6 months | 4.00% |
| 3 years | $100,000 to $500,000 | Every 6 months | 4.00% |
How it compares
Against the other 1 year term deposits we compare. Typical means the middle half of them.
1 year rate
5.30%
A typical 1 year rate is 5.25%.
Minimum deposit
$5,000
A typical minimum is $2,000.
Pros and cons
Pros
- Monthly interest. You can have interest paid each month, which suits living off the interest.
- Plenty of terms. 15 terms to choose from, so you can match the term to when you'll need the money.
Cons
- Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.
Similar term deposits
Term deposits from other banks that pay a similar rate for the same term.
- Rate a year
- 5.30%
- Minimum deposit
- $1,000
- Rate a year
- 5.30%
- Minimum deposit
- $5,000
- Rate a year
- 5.30%
- Minimum deposit
- $5,000
