Finty
Bank of Queensland

Bank of Queensland Premier Investment Term Deposit

16 termsFixed rate

Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term

Written byDavid Boyd
Minimum deposit
$1,000
Maximum deposit
Not published
Terms offered
16

Rate a year, up to

For 365–729 days

Open account

Rates by term

TermAmountInterest paidRate a year
1–27 days$1,000 to $4,999At maturity0.05%
28–58 days$1,000 to $4,999Monthly0.05%
28–58 days$1,000 to $4,999Yearly0.05%
28–58 days$5,000 to $249,999At maturity0.75%
28–58 days$5,000 to $249,999Monthly0.65%
1–27 days$5,000 to $249,999At maturity0.25%
59–88 days$1,000 to $4,999Yearly0.08%
59–88 days$1,000 to $4,999Monthly0.05%
59–88 days$5,000 to $249,999At maturity0.80%
59–88 days$5,000 to $249,999Monthly0.70%
89–119 days$1,000 to $4,999At maturity0.10%
89–119 days$1,000 to $4,999Monthly0.05%
89–119 days$5,000 to $249,999At maturity4.80%
89–119 days$5,000 to $249,999Monthly4.70%
120–149 days$1,000 to $4,999At maturity0.10%
120–149 days$1,000 to $4,999Monthly0.05%
120–149 days$5,000 to $249,999At maturity4.85%
120–149 days$5,000 to $249,999Monthly4.75%
150–180 days$1,000 to $4,999Monthly0.10%
150–180 days$1,000 to $4,999Monthly0.05%
150–180 days$5,000 to $249,999Yearly1.25%
150–180 days$5,000 to $249,999Monthly1.15%
181–211 days$1,000 to $4,999Yearly0.10%
181–211 days$1,000 to $4,999Monthly0.05%
181–211 days$5,000 to $249,999At maturity5.00%
181–211 days$5,000 to $249,999Monthly4.90%
212–241 days$1,000 to $4,999At maturity0.10%
212–241 days$1,000 to $4,999Monthly0.05%
212–241 days$5,000 to $249,999At maturity4.95%
212–241 days$5,000 to $249,999Monthly4.85%
242–272 days$1,000 to $4,999At maturity0.10%
242–272 days$1,000 to $4,999Monthly0.05%
242–272 days$5,000 to $249,999At maturity4.10%
242–272 days$5,000 to $249,999Monthly4.00%
273–302 days$1,000 to $4,999At maturity0.15%
273–302 days$1,000 to $4,999Monthly0.05%
273–302 days$5,000 to $249,999At maturity5.05%
273–302 days$5,000 to $249,999Monthly4.95%
303–333 days$1,000 to $4,999At maturity0.15%
303–333 days$1,000 to $4,999Monthly0.05%
303–333 days$5,000 to $249,999At maturity1.75%
303–333 days$5,000 to $249,999Monthly1.65%
334–364 days$1,000 to $4,999At maturity0.15%
334–364 days$1,000 to $4,999Monthly0.05%
334–364 days$5,000 to $249,999At maturity1.75%
334–364 days$5,000 to $249,999Monthly1.65%
365–729 days$1,000 to $4,999At maturity0.15%
365–729 days$1,000 to $4,999Monthly0.05%
365–729 days$5,000 to $249,999Yearly5.20%
365–729 days$5,000 to $249,999Monthly5.10%
24–35 months$1,000 to $4,999At maturity0.15%
24–35 months$1,000 to $4,999Monthly0.05%
24–35 months$5,000 to $249,999At maturity2.00%
24–35 months$5,000 to $249,999Monthly1.90%
36–47 months$1,000 to $4,999Yearly0.15%
36–47 months$1,000 to $4,999Monthly0.05%
36–47 months$5,000 to $249,999At maturity2.00%
36–47 months$5,000 to $249,999Monthly1.90%
48–59 months$1,000 to $4,999At maturity0.15%
48–59 months$1,000 to $4,999Monthly0.05%
48–59 months$5,000 to $249,999Yearly2.00%
48–59 months$5,000 to $249,999Monthly1.90%

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.20%

A typical 1 year rate is 5.25%.

Minimum deposit

$1,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 15 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.