Finty
Auswide Bank

Auswide Bank National Seniors Term Deposit

17 termsFixed rate

A term deposit distributed through National Seniors Australia

Minimum deposit
$5,000
Maximum deposit
Not published
Terms offered
17

Rate a year, up to

For 11 months

Open account

Rates by term

TermInterest paidRate a year
1 monthAt maturity0.75%
2 monthsAt maturity1.00%
2 monthsMonthly0.90%
3 monthsAt maturity5.05%
3 monthsMonthly3.95%
4 monthsAt maturity4.90%
4 monthsMonthly3.75%
5 monthsAt maturity4.90%
5 monthsMonthly3.90%
6 monthsAt maturity5.00%
6 monthsMonthly3.90%
7 monthsAt maturity5.00%
7 monthsMonthly3.75%
8 monthsAt maturity5.00%
8 monthsMonthly3.70%
9 monthsAt maturity5.10%
9 monthsMonthly3.70%
10 monthsAt maturity5.10%
10 monthsMonthly3.65%
11 monthsAt maturity5.40%
11 monthsMonthly3.60%
1 yearAt maturity5.25%
1 yearMonthly4.00%
18 monthsAt maturity3.90%
18 monthsMonthly3.70%
2 yearsAt maturity5.15%
2 yearsMonthly3.30%
3 yearsAt maturity3.25%
3 yearsMonthly3.05%
4 yearsAt maturity3.25%
4 yearsMonthly3.05%
5 yearsAt maturity3.25%
5 yearsMonthly3.05%

Deposit amount on every term: $5,000 to $3,000,000.

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

5.25%

A typical 1 year rate is 5.25%.

Minimum deposit

$5,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 17 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.