Finty
Auswide Bank

Auswide Bank Monthly Int Term Dep

41 termsFixed rate

A term deposit that pays interest monthly.

Written byDavid Boyd
Minimum deposit
$5,000
Maximum deposit
Not published
Terms offered
41

Rate a year, up to

For 342–370 days

Open account

Rates by term

TermAmountInterest paidRate a year
32–62 days$500 to $4,999Monthly0.90%
32–62 days$4,999 to $19,999Monthly0.90%
32–62 days$19,999 to $49,999Monthly0.90%
32–62 days$49,999 to $9,999,999Monthly0.90%
63–93 days$500 to $4,999Monthly3.70%
2 months$500 to $4,999Monthly0.90%
63–93 days$4,999 to $19,999Monthly3.70%
2 months$4,999 to $19,999Monthly0.90%
63–93 days$19,999 to $49,999Monthly3.70%
2 months$19,999 to $49,999Monthly0.90%
63–93 days$49,999 to $9,999,999Monthly3.70%
2 months$49,999 to $9,999,999Monthly0.90%
94–124 days$500 to $4,999Monthly3.75%
3 months$500 to $4,999Monthly3.70%
94–124 days$4,999 to $19,999Monthly3.75%
3 months$4,999 to $19,999Monthly3.70%
94–124 days$19,999 to $49,999Monthly3.75%
3 months$19,999 to $49,999Monthly3.70%
94–124 days$49,999 to $9,999,999Monthly3.75%
3 months$49,999 to $9,999,999Monthly3.70%
125–155 days$500 to $4,999Monthly3.90%
4 months$500 to $4,999Monthly3.75%
125–155 days$4,999 to $19,999Monthly3.90%
4 months$4,999 to $19,999Monthly3.75%
125–155 days$19,999 to $49,999Monthly3.90%
4 months$19,999 to $49,999Monthly3.75%
125–155 days$49,999 to $9,999,999Monthly3.90%
4 months$49,999 to $9,999,999Monthly3.75%
156–186 days$500 to $4,999Monthly3.90%
5 months$500 to $4,999Monthly3.90%
156–186 days$4,999 to $19,999Monthly3.90%
5 months$4,999 to $19,999Monthly3.90%
156–186 days$19,999 to $49,999Monthly3.90%
5 months$19,999 to $49,999Monthly3.90%
156–186 days$49,999 to $9,999,999Monthly3.90%
5 months$49,999 to $9,999,999Monthly3.90%
6 months$500 to $4,999Monthly3.90%
187–217 days$500 to $4,999Monthly3.75%
6 months$4,999 to $19,999Monthly3.90%
187–217 days$4,999 to $19,999Monthly3.75%
6 months$19,999 to $49,999Monthly3.90%
187–217 days$19,999 to $49,999Monthly3.75%
6 months$49,999 to $9,999,999Monthly3.90%
187–217 days$49,999 to $9,999,999Monthly3.75%
7 months$500 to $4,999Monthly3.75%
218–248 days$500 to $4,999Monthly3.70%
7 months$4,999 to $19,999Monthly3.75%
218–248 days$4,999 to $19,999Monthly3.70%
7 months$19,999 to $49,999Monthly3.75%
218–248 days$19,999 to $49,999Monthly3.70%
7 months$49,999 to $9,999,999Monthly3.75%
218–248 days$49,999 to $9,999,999Monthly3.70%
249–279 days$500 to $4,999Monthly3.70%
8 months$500 to $4,999Monthly3.70%
249–279 days$4,999 to $19,999Monthly3.70%
8 months$4,999 to $19,999Monthly3.70%
249–279 days$19,999 to $49,999Monthly3.70%
8 months$19,999 to $49,999Monthly3.70%
249–279 days$49,999 to $9,999,999Monthly3.70%
8 months$49,999 to $9,999,999Monthly3.70%
9 months$500 to $4,999Monthly3.70%
280–310 days$500 to $4,999Monthly3.65%
9 months$4,999 to $19,999Monthly3.70%
280–310 days$4,999 to $19,999Monthly3.65%
9 months$19,999 to $49,999Monthly3.70%
280–310 days$19,999 to $49,999Monthly3.65%
9 months$49,999 to $9,999,999Monthly3.70%
280–310 days$49,999 to $9,999,999Monthly3.65%
10 months$500 to $4,999Monthly3.65%
311–341 days$500 to $4,999Monthly3.60%
10 months$4,999 to $19,999Monthly3.65%
311–341 days$4,999 to $19,999Monthly3.60%
10 months$19,999 to $49,999Monthly3.65%
311–341 days$19,999 to $49,999Monthly3.60%
10 months$49,999 to $9,999,999Monthly3.65%
311–341 days$49,999 to $9,999,999Monthly3.60%
342–370 days$500 to $4,999Monthly4.00%
11 months$500 to $4,999Monthly3.60%
342–370 days$4,999 to $19,999Monthly4.00%
11 months$4,999 to $19,999Monthly3.60%
342–370 days$19,999 to $49,999Monthly4.00%
11 months$19,999 to $49,999Monthly3.60%
342–370 days$49,999 to $9,999,999Monthly4.00%
11 months$49,999 to $9,999,999Monthly3.60%
1 year$500 to $4,999Monthly4.00%
371–396 days$500 to $4,999Monthly3.70%
1 year$4,999 to $19,999Monthly4.00%
371–396 days$4,999 to $19,999Monthly3.70%
1 year$19,999 to $49,999Monthly4.00%
371–396 days$19,999 to $49,999Monthly3.70%
1 year$49,999 to $9,999,999Monthly4.00%
371–396 days$49,999 to $9,999,999Monthly3.70%
397–427 days$500 to $4,999Monthly3.70%
13 months$500 to $4,999Monthly3.70%
397–427 days$4,999 to $19,999Monthly3.70%
13 months$4,999 to $19,999Monthly3.70%
397–427 days$19,999 to $49,999Monthly3.70%
13 months$19,999 to $49,999Monthly3.70%
397–427 days$49,999 to $9,999,999Monthly3.70%
13 months$49,999 to $9,999,999Monthly3.70%
428–517 days$500 to $4,999Monthly3.70%
14 months$500 to $4,999Monthly3.70%
428–517 days$4,999 to $19,999Monthly3.70%
14 months$4,999 to $19,999Monthly3.70%
428–517 days$19,999 to $49,999Monthly3.70%
14 months$19,999 to $49,999Monthly3.70%
428–517 days$49,999 to $9,999,999Monthly3.70%
14 months$49,999 to $9,999,999Monthly3.70%
15–17 months$500 to $4,999Monthly3.70%
15–17 months$4,999 to $19,999Monthly3.70%
15–17 months$19,999 to $49,999Monthly3.70%
15–17 months$49,999 to $9,999,999Monthly3.70%
518–549 days$500 to $4,999Monthly3.70%
518–549 days$4,999 to $19,999Monthly3.70%
518–549 days$19,999 to $49,999Monthly3.70%
518–549 days$49,999 to $9,999,999Monthly3.70%
18 months$500 to $4,999Monthly3.70%
550–730 days$500 to $4,999Monthly3.30%
18 months$4,999 to $19,999Monthly3.70%
550–730 days$4,999 to $19,999Monthly3.30%
18 months$19,999 to $49,999Monthly3.70%
550–730 days$19,999 to $49,999Monthly3.30%
18 months$49,999 to $9,999,999Monthly3.70%
550–730 days$49,999 to $9,999,999Monthly3.30%
19–24 months$500 to $4,999Monthly3.30%
19–24 months$4,999 to $19,999Monthly3.30%
19–24 months$19,999 to $49,999Monthly3.30%
19–24 months$49,999 to $9,999,999Monthly3.30%
731–1064 days$500 to $4,999Monthly3.30%
731–1064 days$4,999 to $19,999Monthly3.30%
731–1064 days$19,999 to $49,999Monthly3.30%
731–1064 days$49,999 to $9,999,999Monthly3.30%
25–35 months$500 to $4,999Monthly3.30%
25–35 months$4,999 to $19,999Monthly3.30%
25–35 months$19,999 to $49,999Monthly3.30%
25–35 months$49,999 to $9,999,999Monthly3.30%
1065–1095 days$500 to $4,999Monthly3.05%
1065–1095 days$4,999 to $19,999Monthly3.05%
1065–1095 days$19,999 to $49,999Monthly3.05%
1065–1095 days$49,999 to $9,999,999Monthly3.05%
1096–1460 days$500 to $4,999Monthly3.05%
3 years$500 to $4,999Monthly3.05%
1096–1460 days$4,999 to $19,999Monthly3.05%
3 years$4,999 to $19,999Monthly3.05%
1096–1460 days$19,999 to $49,999Monthly3.05%
3 years$19,999 to $49,999Monthly3.05%
1096–1460 days$49,999 to $9,999,999Monthly3.05%
3 years$49,999 to $9,999,999Monthly3.05%
37–48 months$500 to $4,999Monthly3.05%
37–48 months$4,999 to $19,999Monthly3.05%
37–48 months$19,999 to $49,999Monthly3.05%
37–48 months$49,999 to $9,999,999Monthly3.05%
1491–1829 days$500 to $4,999Monthly3.05%
49–59 months$500 to $4,999Monthly3.05%
1491–1829 days$4,999 to $19,999Monthly3.05%
49–59 months$4,999 to $19,999Monthly3.05%
1491–1829 days$19,999 to $49,999Monthly3.05%
49–59 months$19,999 to $49,999Monthly3.05%
1491–1829 days$49,999 to $9,999,999Monthly3.05%
49–59 months$49,999 to $9,999,999Monthly3.05%
5 years$500 to $4,999Monthly3.05%
5 years$4,999 to $19,999Monthly3.05%
5 years$19,999 to $49,999Monthly3.05%
5 years$49,999 to $9,999,999Monthly3.05%

How it compares

Against the other 1 year term deposits we compare. Typical means the middle half of them.

1 year rate

4.00%

A typical 1 year rate is 5.25%.

Minimum deposit

$5,000

A typical minimum is $2,000.

Pros and cons

Pros

  • Monthly interest. You can have interest paid each month, which suits living off the interest.
  • Plenty of terms. 25 terms to choose from, so you can match the term to when you'll need the money.

Cons

  • A lower rate. 4.00% for 1 year, below the typical 5.25%, so you'd likely earn more elsewhere.
  • Your money is locked in. Taking it out early usually needs 31 days' notice and earns less interest.

Similar term deposits

Term deposits from other banks that pay a similar rate for the same term.