Warwick Credit Union Pensioner Choice
No conditions on the rate
A savings account from Warwick Credit Union, paying up to 1.75% a year.
- Base rate up to
- 1.75%
- Introductory rate
- None
- Maximum balance
- None published
Rate a year, up to
Rates by balance
| Balance | Base rate |
|---|---|
| $0 to $2,000 | 0.45% |
| $2,000 to $46,601 | 1.25% |
| $46,601 and over | 1.75% |
Who can open it
- Age to open
- Any
- Maximum balance
- None published
Who it's for
- You must be receiving a pension or allowance from Centrelink or Veteran Affairs and the pension or allowance must be paid directly into the account.
- Must be a member of the Credit Union.
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
1.75%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
1.75%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
- No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.
Cons
- A lower rate. Up to 1.75%, below the typical 3.65%, so your savings grow more slowly than in many other accounts.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 1.75%
- Bonus conditions
- None
- Most it pays
- 1.75%
- Bonus conditions
- None
- Most it pays
- 1.70%
- Bonus conditions
- Yes
