Unity Bank Pensioner Plus Account
No conditions on the rate
An everyday account with tiered interest rates designed for persons 55 years or older, self funded retirees or pension recipients.
- Base rate up to
- 3.65%
- Introductory rate
- None
- Maximum balance
- None published
Rate a year, up to
Rates by balance
| Balance | Base rate |
|---|---|
| $0 to $48,600 | 2.25% |
| $48,600 and over | 3.65% |
Who can open it
- Age to open
- 55 and over
- Maximum balance
- None published
Who it's for
- You must be retired and at least 55 years old, or receiving an eligible pension and at least 18 years old. Eligible pensions or allowances include: Aged pension; Disability Support pension; Carer's pension; Wife's pension; Widow's pension; Veteran's pensions; Mature Age allowance.
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
3.65%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
3.65%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
- No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.
Cons
Nothing stands out.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 3.65%
- Bonus conditions
- None
- Most it pays
- 3.65%
- Bonus conditions
- None
- Most it pays
- 3.60%
- Bonus conditions
- None
