Finty

ubank Save account

Bonus rateIntroductory rate

A savings account from ubank, paying up to 5.35% a year when you meet the bonus conditions.

Base rate up to
Not published
Introductory rate
0.90% for 4 months
Maximum balance
None published

Rate with bonus, up to

Open account

Rates by balance

BalanceBase rateBonusTotal
$0 to $1,000,000Not published+5.35%5.35%

How to earn the bonus

Everyday Bonus Rate

Who can open it

Age to open
16 and over
Maximum balance
None published

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

5.35%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

0.00%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

  • A higher rate. Up to 5.35%, above the typical 3.65%. On $10,000 that's about $535 a year.

Cons

  • A low base rate. Only 0.00% in any month you miss the bonus conditions.
  • Conditions for the bonus. Everyday Bonus Rate. Miss them in a month and you earn the base rate.
  • An intro rate. Part of the rate lasts 4 months, then drops, so check again when it ends.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.