The Capricornian Bonus Saver Account
Bonus rate
A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month.
- Base rate up to
- 0.10%
- Introductory rate
- None
- Maximum balance
- None published
Rate with bonus, up to
Rates by balance
| Balance | Base rate | Bonus | Total |
|---|---|---|---|
| $0 to $100 | 0.10% | None | 0.10% |
| $100 to $250,000 | 0.10% | +4.90% | 5.00% |
| $250,000 and over | 0.10% | None | 0.10% |
How to earn the bonus
0.10% interest is applied to the entirety of the balance regardless of whether or not the bonus criteria is met.
Who can open it
- Age to open
- Any
- Maximum balance
- None published
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
5.00%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
0.10%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
Nothing stands out.
Cons
- A low base rate. Only 0.10% in any month you miss the bonus conditions.
- Conditions for the bonus. 0.10% interest is applied to the entirety of the balance regardless of whether or not the bonus criteria is met. Miss them in a month and you earn the base rate.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 5.00%
- Bonus conditions
- None
- Most it pays
- 5.00%
- Bonus conditions
- None
- Most it pays
- 5.00%
- Bonus conditions
- Yes
