Northern Inland Credit Union Bonus Saver
Bonus rate
The perfect account for savers looking for a competitive tiered interest rate. Enjoy bonus interest if no withdrawals are made and a minimum $1 deposit/month. No monthly account keeping fees.
- Base rate up to
- 0.25%
- Introductory rate
- None
- Maximum balance
- None published
Rate with bonus, up to
Rates by balance
| Balance | Base rate | Bonus | Total |
|---|---|---|---|
| $0 to $20,000 | 0.25% | +3.50% | 3.75% |
| $20,000 to $100,000 | 0.25% | +3.55% | 3.80% |
| $100,000 to $250,000 | 0.25% | +3.65% | 3.90% |
| $250,000 and over | 0.25% | +3.90% | 4.15% |
How to earn the bonus
Variable Base rate plus Bonus Interest rate is paid if you make at least one deposit of at least $1.00 and no withdrawals each month.
Who can open it
- Age to open
- Any
- Maximum balance
- None published
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
4.15%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
0.25%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
Nothing stands out.
Cons
- A low base rate. Only 0.25% in any month you miss the bonus conditions.
- Conditions for the bonus. Variable Base rate plus Bonus Interest rate is paid if you make at least one deposit of at least $1.00 and no withdrawals each month. Miss them in a month and you earn the base rate.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 4.15%
- Bonus conditions
- None
- Most it pays
- 4.15%
- Bonus conditions
- None
- Most it pays
- 4.13%
- Bonus conditions
- None
