Finty
Lending and bank accounts, both associated with BSB number 939 200

Lending and bank accounts, both associated with BSB number 939 200 AMP Cash Manager

No conditions on the rate

Benefit from a competitive tiered variable interest rate with no minimum deposit required.

Base rate up to
4.50%
Introductory rate
None
Maximum balance
$5,000,000

Rate a year, up to

Open account

Rates by balance

BalanceBase rate
$0 to $10,0000.00%
$10,000 to $250,0004.50%
$250,000 to $5,000,0003.85%
$5,000,000 to $1,000,000,000,0002.00%

Who can open it

Age to open
Any
Maximum balance
$5,000,000

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

4.50%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

4.50%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

  • No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.

Cons

  • A balance cap. Interest is paid on up to $5,000,000, so it suits smaller balances.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.