Finty
Heritage

Heritage Youth Target Bonus Account

Bonus rate

Help your child establish good saving habits with a Heritage Kids Bank Account.

Base rate up to
0.01%
Introductory rate
None
Maximum balance
None published

Rate with bonus, up to

Open account

Rates by balance

BalanceBase rateBonusTotal
Any balance0.01%+4.24%4.25%

How to earn the bonus

Bonus Interest applied if at least one deposit and no withdrawals are made during the month. Bonus Interest is calculated on minimum monthly balance.

Who can open it

Age to open
Any
Maximum balance
None published

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

4.25%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

0.01%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

Nothing stands out.

Cons

  • A low base rate. Only 0.01% in any month you miss the bonus conditions.
  • Conditions for the bonus. Bonus Interest applied if at least one deposit and no withdrawals are made during the month. Bonus Interest is calculated on minimum monthly balance. Miss them in a month and you earn the base rate.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.