Finty
Heartland Bank

Heartland Bank MySavings account

No conditions on the rate

Our MySavings account offers you the freedom of no minimum balance, no account keeping or transaction fees and no minimum monthly deposit requirements.

Base rate up to
4.55%
Introductory rate
None
Maximum balance
None published

Rate a year, up to

Open account

Rates by balance

BalanceBase rate
$0 to $2,000,0004.55%
$2,000,000 and over1.50%

Who can open it

Age to open
14 and over
Maximum balance
None published

Who it's for

  • To open an account, you must be an existing customer with a valid email address and an Australian mobile number.

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

4.55%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

4.55%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

  • No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.

Cons

Nothing stands out.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.