Central West Credit Union S12 Smart
No conditions on the rate
For customers who have a Smart or Premium Smart Variable Rate Home Loan who require a transaction fee free account with the option of a overdraft account
- Base rate up to
- 2.10%
- Introductory rate
- None
- Maximum balance
- None published
Rate a year, up to
Rates by balance
| Balance | Base rate |
|---|---|
| $0 to $5,000 | 1.25% |
| $5,000 to $10,000 | 1.30% |
| $10,000 to $25,000 | 1.40% |
| $25,000 to $50,000 | 1.45% |
| $50,000 and over | 2.10% |
Who can open it
- Age to open
- 18 and over
- Maximum balance
- None published
Who it's for
- Must have a Smart or Premium Smart Home Loan.
How it compares
Against the other savings accounts we compare. Typical means the middle half of them.
Most it pays
2.10%
At its best balance, with any bonus. Typical is 3.65%.
Base rate
2.10%
What it pays without a bonus. Typical is 2.40%.
Pros and cons
Pros
- No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.
Cons
- A lower rate. Up to 2.10%, below the typical 3.65%, so your savings grow more slowly than in many other accounts.
Similar savings accounts
Savings accounts from other banks that pay a similar rate at their best.
- Most it pays
- 2.10%
- Bonus conditions
- None
- Most it pays
- 2.10%
- Bonus conditions
- None
- Most it pays
- 2.15%
- Bonus conditions
- None
