Finty
bcu

bcu Power Saver

Bonus rate

Power up your savings. A simple, goal based savings account that rewards regular saving.

Base rate up to
Not published
Introductory rate
None
Maximum balance
$5,000,000

Rate with bonus, up to

Open account

Rates by balance

BalanceBase rateBonusTotal
$0 to $250,000Not published+4.60%4.60%

Who can open it

Age to open
18 and over
Maximum balance
$5,000,000

Who it's for

  • Customers may hold up to a total of 3 Power Saver accounts under single or joint names.
  • You must be or become a BCU Bank member.

Limits and conditions

  • Earn bonus interest when you make a minimum deposit of $100 and no withdrawals to the account in the calendar month.

How it compares

Against the other savings accounts we compare. Typical means the middle half of them.

Most it pays

4.60%

At its best balance, with any bonus. Typical is 3.65%.

Base rate

0.00%

What it pays without a bonus. Typical is 2.40%.

Pros and cons

Pros

  • No conditions. You earn the same rate every month, with no deposits to make or withdrawals to avoid.

Cons

  • A low base rate. Only 0.00% in any month you miss the bonus conditions.
  • A balance cap. Interest is paid on up to $5,000,000, so it suits smaller balances.

Similar savings accounts

Savings accounts from other banks that pay a similar rate at their best.