Finty
Warwick Credit Union

Warwick Credit Union Auto Loans

Fixed or Variable rate

A personal loan from Warwick Credit Union, with rates from 8.49% a year.

Written byDavid Boyd
Interest rate a year, from
8.49%
Comparison rate, from
9.23%
Establishment fee
$150
Monthly fee
Not published
Borrow
$5,000 to $50,000

Monthly repayment

$20,000 over 3 years

Apply now

What it would cost

At the lowest published rate of 8.49%. The rate you are offered depends on your circumstances, and the establishment fee is not included.

Monthly repayment
$631
Total repayments
$22,725
Interest
$2,725

Loan details

Rates

Interest rate (a year)
8.49%–8.71%
Comparison rate (a year)
9.23%
Rate type
Fixed or Variable
Security
Not published

Limits and fees

Loan amount
$5,000 to $50,000
Loan term
Up to 3 years
Establishment fee
$150
Monthly fee
Not published

How it compares

Against the other car loans we compare. Typical means the middle half of them.

Comparison rate

9.23%

From 9.23%. A typical loan starts at 9.35%.

Setup fee

$150

A typical setup fee is $520.

Most you can borrow

$50,000

Typically you can borrow up to $95,000.

Longest term

3 years

5 years is the usual longest term.

Pros and cons

Pros

Nothing stands out.

Cons

  • Your rate isn't known until you apply. It's set by your credit history and finances, anywhere from 8.49% to 8.71%, and only some people get the starting rate.
  • An early repayment fee. Paying the loan off early or refinancing can cost a fee, which cuts into what you save by repaying sooner.

Similar loans

Personal loans from other lenders that start at a similar comparison rate.