Finty
SCCU

SCCU Unsecured Personal Loan

UnsecuredFixed rate

Personal Loan from $5K-$50K with no security required.

Written byDavid Boyd
Interest rate a year, from
9.64%
Comparison rate, from
10.56%
Establishment fee
Not published
Monthly fee
Not published
Borrow
Not published

Monthly repayment

$20,000 over 3 years

Apply now

What it would cost

At the lowest published rate of 9.64%. The rate you are offered depends on your circumstances, and the establishment fee is not included.

Monthly repayment
$642
Total repayments
$23,111
Interest
$3,111

Loan details

Rates

Interest rate (a year)
9.64%–13.64%
Comparison rate (a year)
10.56%–14.53%
Rate type
Fixed
Security
Unsecured

Limits and fees

Loan amount
Not published
Loan term
3 years to 7 years
Establishment fee
Not published
Monthly fee
Not published

How it compares

Against the other unsecured personal loans we compare. Typical means the middle half of them.

Comparison rate

10.56%

From 10.56%. A typical loan starts at 10.56%.

Cost of $20,000 over 5 years

$5,284

Interest and fees at its starting rate. Typical is $5,455.

Longest term

7 years

7 years is the usual longest term.

Pros and cons

Pros

  • A fixed rate. Your repayments stay the same for the whole loan, which makes it easier to budget.
  • No security needed. Your car or home isn't at risk if things go wrong, though missed repayments still hurt your credit report.

Cons

  • Your rate isn't known until you apply. It's set by your credit history and finances, anywhere from 9.64% to 13.64%, and only some people get the starting rate.

Similar loans

Unsecured loans from other lenders that start at a similar comparison rate.