Finty
Kawasaki Motors Finance

Kawasaki Motors Finance KX Motocross 1.99% Comparison Rate Offer

Fixed rate

Consumer loan finance offer available for a limited time only, designed to help customers purchase a new asset for personal use. The loan features a fixed interest rate and minimum 10% deposit requirement. Terms and conditions apply.

Written byDavid Boyd
Interest rate a year, from
0.72%
Comparison rate, from
1.99%
Establishment fee
$495
Monthly fee
$8
Borrow
$5,001 to $16,000

Monthly repayment

$15,000 over 3 years

Apply now

What it would cost

At the lowest published rate of 0.72%, including the monthly fee. The rate you are offered depends on your circumstances, and the establishment fee is not included.

Monthly repayment
$429
Total repayments
$15,453
Interest and monthly fees
$453

Loan details

Rates

Interest rate (a year)
0.72%
Comparison rate (a year)
1.99%
Rate type
Fixed
Security
Not published

Limits and fees

Loan amount
$5,001 to $16,000
Loan term
Up to 3 years
Establishment fee
$495
Monthly fee
$8

How it compares

Against the other personal loans we compare. Typical means the middle half of them.

Comparison rate

1.99%

From 1.99%. A typical loan starts at 10.14%.

Setup fee

$495

A typical setup fee is $150.

Monthly fee

$8

A typical monthly fee is $8.

Most you can borrow

$16,000

Typically you can borrow up to $60,000.

Longest term

3 years

7 years is the usual longest term.

Pros and cons

Pros

  • A lower starting rate. Its comparison rate starts at 1.99%, below the typical 10.14%, and the comparison rate counts the standard fees too, so it's a fair guide to a lower overall cost.
  • One rate for everyone. Everyone approved gets 0.72%, so the rate you see is the rate you get.
  • A fixed rate. Your repayments stay the same for the whole loan, which makes it easier to budget.
  • No early repayment fee listed. You can pay the loan off early, or refinance, without a penalty. Check the terms to be sure.

Cons

  • A higher setup fee. $495, above the typical $150. It's usually added to the loan, so you pay interest on it too.
  • A $8 monthly fee. That adds $477 over 5 years, as well as the interest.
  • A lower limit. Up to $16,000, less than the typical $60,000, so it may not cover a larger purchase.

Similar loans

Personal loans from other lenders that start at a similar comparison rate.