Finty
Geely Finance

Geely Finance EX5 Extended Range 0.09% Comparison Rate Offer

Fixed rate

Consumer loan finance offer available for a limited time only, designed to help customers purchase a new or demonstrator asset for personal use. The loan features a fixed interest rate and no deposit requirement. Terms and conditions apply.

Written byDavid Boyd
Interest rate a year, from
0.08%
Comparison rate, from
0.09%
Establishment fee
None
Monthly fee
None
Borrow
$5,000 to $52,888

Monthly repayment

$20,000 over 3 years

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What it would cost

At the lowest published rate of 0.08%. The rate you are offered depends on your circumstances, and the establishment fee is not included.

Monthly repayment
$556
Total repayments
$20,025
Interest
$25

Loan details

Rates

Interest rate (a year)
0.08%
Comparison rate (a year)
0.09%
Rate type
Fixed
Security
Not published

Limits and fees

Loan amount
$5,000 to $52,888
Loan term
Up to 3 years
Establishment fee
None
Monthly fee
None

How it compares

Against the other car loans we compare. Typical means the middle half of them.

Comparison rate

0.09%

From 0.09%. A typical loan starts at 9.35%.

Setup fee

None

A typical setup fee is $520.

Monthly fee

None

A typical monthly fee is $13.

Most you can borrow

$52,888

Typically you can borrow up to $95,000.

Longest term

3 years

5 years is the usual longest term.

Pros and cons

Pros

  • A lower starting rate. Its comparison rate starts at 0.09%, below the typical 9.35%, and the comparison rate counts the standard fees too, so it's a fair guide to a lower overall cost.
  • One rate for everyone. Everyone approved gets 0.08%, so the rate you see is the rate you get.
  • No setup fee. Nothing is added to the loan on day one, so you only pay interest on what you borrow.
  • No monthly fee. The cost doesn't creep up the longer you take to repay.
  • A fixed rate. Your repayments stay the same for the whole loan, which makes it easier to budget.
  • No early repayment fee listed. You can pay the loan off early, or refinance, without a penalty. Check the terms to be sure.

Cons

Nothing stands out.

Similar loans

Personal loans from other lenders that start at a similar comparison rate.