Finty
DENZA Financial Services

DENZA Financial Services B5 8.73% Comparison Rate Offer

Fixed rate

Consumer loan finance offer available for a limited time only, designed to help customers purchase a new asset for personal use. The loan features a fixed interest rate and minimum 10% deposit requirement. Terms and conditions apply.

Written byDavid Boyd
Interest rate a year, from
6.99%
Comparison rate, from
8.73%
Establishment fee
$595
Monthly fee
$13
Borrow
$5,000 to $95,000

Monthly repayment

$20,000 over 3 years

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What it would cost

At the lowest published rate of 6.99%, including the monthly fee. The rate you are offered depends on your circumstances, and the establishment fee is not included.

Monthly repayment
$630
Total repayments
$22,694
Interest and monthly fees
$2,694

Loan details

Rates

Interest rate (a year)
6.99%
Comparison rate (a year)
8.73%
Rate type
Fixed
Security
Not published

Limits and fees

Loan amount
$5,000 to $95,000
Loan term
Up to 5 years
Establishment fee
$595
Monthly fee
$13

How it compares

Against the other car loans we compare. Typical means the middle half of them.

Comparison rate

8.73%

From 8.73%. A typical loan starts at 9.35%.

Cost of $20,000 over 5 years

$5,128

Interest and fees at its starting rate. Typical is $5,746.

Setup fee

$595

A typical setup fee is $520.

Monthly fee

$13

A typical monthly fee is $13.

Most you can borrow

$95,000

Typically you can borrow up to $95,000.

Longest term

5 years

5 years is the usual longest term.

Pros and cons

Pros

  • One rate for everyone. Everyone approved gets 6.99%, so the rate you see is the rate you get.
  • A fixed rate. Your repayments stay the same for the whole loan, which makes it easier to budget.
  • No early repayment fee listed. You can pay the loan off early, or refinance, without a penalty. Check the terms to be sure.

Cons

  • A $13 monthly fee. That adds $777 over 5 years, as well as the interest.

Similar loans

Personal loans from other lenders that start at a similar comparison rate.