LCA Secured Fixed Car Loan (Dealer) vs NOW Finance Vehicle Loan

Rates, fees and limits for both loans, one row at a time. The cost row uses each loan's starting rate with its fees; the rate you're offered depends on your circumstances.

LCA Secured Fixed Car Loan (Dealer)

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NOW Finance Vehicle Loan

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Interest rate a year: 7.49%–16.29%; 7.59%–11.95%
Comparison rate a year: 8.62%–17.41%; 8.43%–11.95%
Cost of $20,000 over 5 years: $4,920; $4,692
Establishment fee: $400; $595
Monthly fee: $8; None
Loan amount: $10,000 to $150,000; $3,000 to $150,000
Loan term: 3 years to 7 years; 18 months to 7 years
Rate type: Fixed; Fixed
Security: Secured; Secured