Mortgage House Fix & Save - 3 Years Fixed - Owner Occupied
Fixed rate
Three-year fixed-rate owner-occupied home loan with principal and interest repayments.
- Interest rate a year, from
- 6.79%
- Comparison rate
- 7.26%
- Upfront fees
- $1,099
- Annual fee
- Not published
- Monthly fee
- Not published
Monthly repayment
$600,000 over 30 years
What it would cost
At the lowest rate of 6.79% (fixed, live in, principal and interest). The rate you are offered depends on your deposit and the loan you choose, and upfront fees are not included.
- Monthly repayment
- $3,908
- Total repayments
- $1,406,720
- Interest
- $806,720
Rates
Every rate Mortgage House publishes for this loan. LVR is the loan as a share of the property's value: 80% for a 20% deposit.
| Rate | Property | Repayments | LVR | Interest rate | Comparison rate |
|---|---|---|---|---|---|
| Fixed | Live in | Principal and interest | Any | 6.79% | 7.26% |
Comparison rates are for an example loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees and features
Fees
- Upfront fees
- $1,099
- Annual fee
- Not published
- Monthly fee
- Not published
Features
- Offset account
- No
- Redraw
- No
- Highest LVR
- 95%
- Loan amount
- From $150,000 up to $2,000,000
How it compares
Against the other home loans we compare, for a home you live in with a 20% deposit. Typical means the middle half of them.
Upfront fees
$1,099
Typical upfront fees are $600.
Smallest deposit
5%
Most loans need at least 10% of the price.
Pros and cons
Pros
- No early repayment fee listed. You can pay the loan off early, or refinance, without a penalty. Check the terms to be sure.
Cons
- No offset account. Your savings can't reduce the interest unless you pay them into the loan.