AAA Financial Corporation Non-Res Standard Home Loan
Variable or Fixed rate
A home loan from AAA Financial Corporation with variable and fixed rates from 8.13% a year.
- Interest rate a year, from
- 8.13%
- Comparison rate
- Not published
- Upfront fees
- Not published
- Annual fee
- Not published
- Monthly fee
- Not published
Monthly repayment
$600,000 over 30 years
What it would cost
At the lowest rate of 8.13% (variable, investment, principal and interest). The rate you are offered depends on your deposit and the loan you choose, and upfront fees are not included.
- Monthly repayment
- $4,457
- Total repayments
- $1,604,550
- Interest
- $1,004,550
Rates
Every rate AAA Financial Corporation publishes for this loan. LVR is the loan as a share of the property's value: 80% for a 20% deposit.
| Rate | Property | Repayments | LVR | Interest rate | Comparison rate |
|---|---|---|---|---|---|
| Variable | Investment | Principal and interest | Up to 70% | 8.13% | – |
| Variable | Investment | Principal and interest | Up to 70% | 8.33% | – |
| Variable | Investment | Principal and interest | 70% to 80% | 8.53% | – |
| Variable | Investment | Principal and interest | 70% to 80% | 8.73% | – |
| Variable | Investment | Principal and interest | 80% to 85% | 8.93% | – |
| Variable | Investment | Principal and interest | 80% to 85% | 9.13% | – |
| Variable | Investment | Interest only | Up to 70% | 8.53% | – |
| Variable | Investment | Interest only | Up to 70% | 8.73% | – |
| Variable | Investment | Interest only | 70% to 80% | 8.93% | – |
| Variable | Investment | Interest only | 70% to 80% | 9.13% | – |
| Variable | Investment | Interest only | 80% to 85% | 9.33% | – |
| Variable | Investment | Interest only | 80% to 85% | 9.53% | – |
| 1 year fixed | Investment | Principal and interest | Up to 70% | 9.43% | – |
| 1 year fixed | Investment | Principal and interest | Up to 70% | 9.63% | – |
| 1 year fixed | Investment | Principal and interest | 70% to 80% | 9.83% | – |
| 1 year fixed | Investment | Principal and interest | 70% to 80% | 10.03% | – |
| 1 year fixed | Investment | Principal and interest | 80% to 85% | 10.23% | – |
| 1 year fixed | Investment | Principal and interest | 80% to 85% | 10.43% | – |
| 1 year fixed | Investment | Interest only | Up to 70% | 9.83% | – |
| 1 year fixed | Investment | Interest only | Up to 70% | 10.03% | – |
| 1 year fixed | Investment | Interest only | 70% to 80% | 10.23% | – |
| 1 year fixed | Investment | Interest only | 70% to 80% | 10.43% | – |
| 1 year fixed | Investment | Interest only | 80% to 85% | 10.63% | – |
| 1 year fixed | Investment | Interest only | 80% to 85% | 10.83% | – |
| 2 year fixed | Investment | Principal and interest | Up to 70% | 9.43% | – |
| 2 year fixed | Investment | Principal and interest | Up to 70% | 9.63% | – |
| 2 year fixed | Investment | Principal and interest | 70% to 80% | 9.83% | – |
| 2 year fixed | Investment | Principal and interest | 70% to 80% | 10.03% | – |
| 2 year fixed | Investment | Principal and interest | 80% to 85% | 10.23% | – |
| 2 year fixed | Investment | Principal and interest | 80% to 85% | 10.43% | – |
| 2 year fixed | Investment | Interest only | Up to 70% | 9.83% | – |
| 2 year fixed | Investment | Interest only | Up to 70% | 10.03% | – |
| 2 year fixed | Investment | Interest only | 70% to 80% | 10.23% | – |
| 2 year fixed | Investment | Interest only | 70% to 80% | 10.43% | – |
| 2 year fixed | Investment | Interest only | 80% to 85% | 10.63% | – |
| 2 year fixed | Investment | Interest only | 80% to 85% | 10.83% | – |
| 3 year fixed | Investment | Principal and interest | Up to 70% | 9.43% | – |
| 3 year fixed | Investment | Principal and interest | Up to 70% | 9.63% | – |
| 3 year fixed | Investment | Principal and interest | 70% to 80% | 9.83% | – |
| 3 year fixed | Investment | Principal and interest | 70% to 80% | 10.03% | – |
| 3 year fixed | Investment | Principal and interest | 80% to 85% | 10.23% | – |
| 3 year fixed | Investment | Principal and interest | 80% to 85% | 10.43% | – |
| 3 year fixed | Investment | Interest only | Up to 70% | 9.83% | – |
| 3 year fixed | Investment | Interest only | Up to 70% | 10.03% | – |
| 3 year fixed | Investment | Interest only | 70% to 80% | 10.23% | – |
| 3 year fixed | Investment | Interest only | 70% to 80% | 10.43% | – |
| 3 year fixed | Investment | Interest only | 80% to 85% | 10.63% | – |
| 3 year fixed | Investment | Interest only | 80% to 85% | 10.83% | – |
| 4 year fixed | Investment | Principal and interest | Up to 70% | 9.43% | – |
| 4 year fixed | Investment | Principal and interest | Up to 70% | 9.63% | – |
| 4 year fixed | Investment | Principal and interest | 70% to 80% | 9.83% | – |
| 4 year fixed | Investment | Principal and interest | 70% to 80% | 10.03% | – |
| 4 year fixed | Investment | Principal and interest | 80% to 85% | 10.23% | – |
| 4 year fixed | Investment | Principal and interest | 80% to 85% | 10.43% | – |
| 4 year fixed | Investment | Interest only | Up to 70% | 9.83% | – |
| 4 year fixed | Investment | Interest only | Up to 70% | 10.03% | – |
| 4 year fixed | Investment | Interest only | 70% to 80% | 10.23% | – |
| 4 year fixed | Investment | Interest only | 70% to 80% | 10.43% | – |
| 4 year fixed | Investment | Interest only | 80% to 85% | 10.63% | – |
| 4 year fixed | Investment | Interest only | 80% to 85% | 10.83% | – |
| 5 year fixed | Investment | Principal and interest | Up to 70% | 9.43% | – |
| 5 year fixed | Investment | Principal and interest | Up to 70% | 9.63% | – |
| 5 year fixed | Investment | Principal and interest | 70% to 80% | 9.83% | – |
| 5 year fixed | Investment | Principal and interest | 70% to 80% | 10.03% | – |
| 5 year fixed | Investment | Principal and interest | 80% to 85% | 10.23% | – |
| 5 year fixed | Investment | Principal and interest | 80% to 85% | 10.43% | – |
| 5 year fixed | Investment | Interest only | Up to 70% | 9.83% | – |
| 5 year fixed | Investment | Interest only | Up to 70% | 10.03% | – |
| 5 year fixed | Investment | Interest only | 70% to 80% | 10.23% | – |
| 5 year fixed | Investment | Interest only | 70% to 80% | 10.43% | – |
| 5 year fixed | Investment | Interest only | 80% to 85% | 10.63% | – |
| 5 year fixed | Investment | Interest only | 80% to 85% | 10.83% | – |
Comparison rates are for an example loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees and features
Fees
- Upfront fees
- Not published
- Annual fee
- Not published
- Monthly fee
- Not published
Features
- Offset account
- No
- Redraw
- No
- Highest LVR
- 85%
- Loan amount
- Not published
How it compares
Against the other home loans we compare, for a home you live in with a 20% deposit. Typical means the middle half of them.
Smallest deposit
15%
Most loans need at least 10% of the price.
Pros and cons
Pros
- Fixed rates on offer. You can fix for 1 to 5 years if you'd like repayments that don't change for a while.
- Interest only available. Some investors use it to keep repayments down for a few years, though the balance doesn't fall in that time.
Cons
- No offset account. Your savings can't reduce the interest unless you pay them into the loan.