Unity Bank Pensioner Plus Account
An everyday account with tiered interest rates designed for persons 55 years or older, self funded retirees or pension recipients.
- Overseas spending fee
- Not published
- Overseas ATM fee
- Not published
- Digital wallets
- Apple, Google, Samsung
Monthly fee
Features
- Debit card
- Yes
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- 55 and over
Who it's for
- You must be retired and at least 55 years old, or receiving an eligible pension and at least 18 years old. Eligible pensions or allowances include: Aged pension; Disability Support pension; Carer's pension; Wife's pension; Widow's pension; Veteran's pensions; Mature Age allowance.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
$5
Most accounts that say charge none.
Pros and cons
Pros
- Pays interest. 3.65% on your balance, which most everyday accounts don't.
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.
Cons
- A monthly fee. $5, above the typical None, which adds up over a year.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $5
- Overseas spending fee
- Not published
- Monthly fee
- $5
- Overseas spending fee
- Not published
- Monthly fee
- $5
- Overseas spending fee
- 3%
