Finty
Unity Bank

Unity Bank Access Account

An Access account will provide you with your everyday transaction account needs. Funds are available 24 hours a day, 7 days a week.

Overseas spending fee
Not published
Overseas ATM fee
Not published
Digital wallets
Apple, Google, Samsung

Monthly fee

Open account

Features

Debit card
Yes
Apple, Google or Samsung Pay
Apple Pay, Google Pay, Samsung Pay
PayID
Yes
Overdraft available
Yes

Who can open it

Age to open
Any

How it compares

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

$5

Most accounts that say charge none.

Pros and cons

Pros

  • PayID. People can pay you with your phone number or email instead of a BSB and account number.
  • Phone payments. Works with Apple Pay, Google Pay and Samsung Pay, so you can pay with your phone or watch.

Cons

  • A monthly fee. $5, above the typical None, which adds up over a year.

Similar accounts

Everyday accounts from other banks with similar fees.