The Capricornian Student Access Account
The Student Access Account is designed to provide support to those aged 17-25 years who are studying at University or undergoing a traineeship/apprenticeship. The account provides full branch access for deposits, withdrawals or counter cheques as well as Visa Debit access.
- Overseas spending fee
- 3%
- Overseas ATM fee
- Not published
- Digital wallets
- Apple, Google
Monthly fee
Features
- Debit card
- Not listed
- Apple, Google or Samsung Pay
- Apple Pay, Google Pay
- PayID
- Yes
- Overdraft available
- Not listed
Who can open it
- Age to open
- 17 to 26
Who it's for
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you.
How it compares
Against the other everyday accounts we compare. Typical means the middle half of them.
Monthly fee
$6
Most accounts that say charge none.
Overseas spending fee
3%
Of what you spend in another currency. Typical is 3%.
Pros and cons
Pros
- PayID. People can pay you with your phone number or email instead of a BSB and account number.
- Phone payments. Works with Apple Pay and Google Pay, so you can pay with your phone or watch.
Cons
- A monthly fee. $6, above the typical None, which adds up over a year.
Similar accounts
Everyday accounts from other banks with similar fees.
- Monthly fee
- $6
- Overseas spending fee
- 2.5%
- Monthly fee
- $6
- Overseas spending fee
- 2.5%
- Monthly fee
- $6
- Overseas spending fee
- 3.65%
