The Capricornian Personal Access Account

Fee can be waived

Easy access to your banking, every day. With the features you need, this is a simple and versatile account to use and move your money.

Monthly fee

How to avoid the monthly fee

Minimum Deposit/Lending balance of $20,000 held within membership

You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you.

Against the other everyday accounts we compare. Typical means the middle half of them.

Monthly fee

Most accounts that say charge none.

Overseas spending fee

Of what you spend in another currency. Typical is 3%.

PayID. People can pay you with your phone number or email instead of a BSB and account number.
Phone payments. Works with Apple Pay and Google Pay, so you can pay with your phone or watch.

A monthly fee. $6, above the typical None. You can avoid it if you meet the conditions, such as a minimum deposit each month.

Everyday accounts from other banks with similar fees.